Wacai

挖财 is a Chinese fintech and personal finance company founded in 2009 and based in Hangzhou, Zhejiang.

The company aims to make smart wealth management accessible to everyday users. It operates as a personal finance platform, offering both mobile and web services. 挖财 provides a range of services, including personal bookkeeping and expense tracking through its flagship app, “挖财记账理财.” It also offers credit card management with “挖财信用卡管家” and wealth-management products like “挖财钱管家” and “挖财宝.” Additionally, the company features a personal finance community known as “挖财社区” and provides open API platform services for partners through “挖财开放平台.” The company primarily targets individual consumers managing personal budgets, credit cards, savings, and investments.