China Unionpay Merchant Services

China UnionPay Merchant Services (China UMS) is a prominent state-owned subsidiary of China UnionPay, established in December 2002 and headquartered in Pudong, Shanghai.

The company specializes in integrated payment services, merchant acquiring, POS terminal management, and digital payment solutions for merchants, enterprises, and cardholders throughout China. It is one of the first payment institutions licensed by the People's Bank of China and operates 42 branches across the country. China UMS offers a wide range of services, including processing credit and debit card transactions, managing a large network of POS terminals, and providing digital payment solutions such as mobile payments and online transactions. The company also supports various financial services, including electronic funds transfer at point-of-sale (EFTPOS) and cross-border business-to-business platforms. With significant capital backing and a diverse customer base, China UMS plays a key role in promoting cashless transactions and expanding UnionPay card usage both domestically and internationally.