Pipe

Pipe is a financial technology company that specializes in non-dilutive, revenue-based financing for businesses with recurring revenue streams, particularly in the SaaS and cloud service sectors.

Founded in September 2019 and headquartered in San Francisco, California, with an additional office in Miami, Pipe offers a trading platform that allows businesses to convert future recurring revenue into immediate capital without giving up equity or incurring debt. The platform integrates with accounting and ERP systems through APIs, enabling businesses to assess risk and secure funding based on real-time performance data. Pipe serves B2B and SaaS companies that generate predictable revenue, providing them with flexible capital solutions to support growth and operational scaling. The company charges trading fees when revenue streams are exchanged, positioning itself as a cash flow operating partner that emphasizes accessibility and transparency in financing.