Market map · United Kingdom

Fintech market map: United Kingdom

194 fintech startups based in the United Kingdom that have raised money in rounds we track, placed in 8 segments by what each says it does. Together they have raised $22B; the biggest segment is lending and credit.

194startups on the map
8segments
$22Braised between them
Lending and creditmost funded segment

Lending and credit

48

+24 more

Payments

45

+21 more

Wealth and investing

38

+14 more

Insurance

27

+3 more

Banking and accounts

14

Business finance software

10

Compliance and fraud

6

Crypto and digital assets

6

Segment by segment

Lending and credit

48 startups · $8.6B raised

  1. Funding CircleFunding Circle is a lending platform for small businesses.United Kingdom$1.5B
  2. iwocaIwoca offers credit financing services for small businesses.United Kingdom$911M
  3. Perch GroupPerch Group is a credit and asset management company that offers debt purchase and debt collection services.United Kingdom$789M
  4. Capital on TapCapital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.United Kingdom$654M
  5. DivideBuyDivideBuy offers Interest-Free Credit through our Retail Partners.United Kingdom$494M
  6. OakNorthFrom competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while United Kingdom$440M
  7. Prodigy FinanceGet funding for a top-tier master degree - without worrying about collateral or a cosigner.United Kingdom$399M
  8. LendInvestLendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers.United Kingdom$385M

Payments

45 startups · $5.0B raised

  1. Checkout.comCheckout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.United Kingdom$1.2B
  2. EburyEbury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and businUnited Kingdom$570M
  3. GoCardlessGoCardless helps 75,000+ businesses get paid on time.United Kingdom$442M
  4. ZepzZepz is a global digital cross-border payments platform that enables international money transfers.United Kingdom$432M
  5. TrueLayerTrueLayer is a leading open banking payments network based in London, founded in 2016.United Kingdom$376M
  6. TymitTymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay LaterUnited Kingdom$241M
  7. PaymentologyPaymentology is a global issuer processor and cloud-native card issuing platform based in London, UK.United Kingdom$210M
  8. ZilchZilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.United Kingdom$175M

Wealth and investing

38 startups · $1.4B raised

  1. Smart PensionSmart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses.United Kingdom$399M
  2. PrimaryBidPrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.United Kingdom$265M
  3. MoneyboxMoneybox, officially known as Digital Moneybox Limited, is a prominent UK-based financial technology company that focuses on mobilUnited Kingdom$160M
  4. VueloProfessional investment management services from Marbella, Spain.United Kingdom$142M
  5. LightyearLightyear Financial Ltd offers an investing platform in Europe, simplifying access to financial markets.United Kingdom$81M
  6. IMMOIMMO Investment Technologies Limited, founded in 2017 and headquartered in London, UK, is a technology-led residential real estate platform.United Kingdom$75M
  7. HyperlayerHyperlayer is a programmable banking platform based in London, United Kingdom.United Kingdom$40M
  8. CoremontCoremont is a financial services firm regulated by the FCA, specializing in cloud-based portfolio management software and managed United Kingdom$40M

Insurance

27 startups · $806M raised

  1. ZegoZego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments.United Kingdom$150M
  2. MarshmallowMarshmallow Technology Ltd., founded in 2017 in London, is a British insurtech and fintech company.United Kingdom$135M
  3. House of InsurtechHouse of Insurtech is a London-based insurance technology and data firm founded in December 2018.United Kingdom$117M
  4. YuLifeYuLife is a London-based insurtech company founded in 2016 that aims to redefine life insurance.United Kingdom$75M
  5. CytoraCytora is a configurable platform that enables commercial insurers to create digital workflows by digitising, evaluating and routing risks.United Kingdom$45M
  6. Right ChoicePurpose-oriented career matchmakingUnited Kingdom$37M
  7. By MilesBy Miles is reinventing car insurance - pay an annual cost to cover your car while it's parked, then pay by the miles you drive each month.United Kingdom$25M
  8. WriskWrisk is a London-based insurtech company founded in 2016, specializing in embedded insurance technology for the automotive OEM sector.United Kingdom$24M

Banking and accounts

14 startups · $4.1B raised

  1. RevolutRevolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.United Kingdom$1.3B
  2. Atom BankAtom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016.United Kingdom$818M
  3. SBStarling BankUnited Kingdom$655M
  4. WorldRemitWorldRemit is the online service that lets you send money to family and friends using our website or app.United Kingdom$463M
  5. StennStenn International Ltd.United Kingdom$400M
  6. MoneseMonese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.United Kingdom$167M
  7. AAllicaUnited Kingdom$155M
  8. AzimoImagine if your bank took 7% of every transfer you made.United Kingdom$52M

Business finance software

10 startups · $862M raised

  1. SonovateSonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-oUnited Kingdom$350M
  2. SoldoSoldo is a British fintech company established in London in 2014.United Kingdom$252M
  3. TRIVERTriver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs).United Kingdom$174M
  4. OpenGammaOpenGamma is a financial technology company based in London, specializing in derivatives analytics and margin optimization.United Kingdom$49M
  5. LeanpayLeanPay provides collection, treasury, SMEs, B2B, trade receivables, SaaS, and receivables services.United Kingdom$18M
  6. FluidlyFluidly is fundamentally rethinking the way businesses plan and manage cashflow, using data science, accounting domain expertise.United Kingdom$7.8M
  7. ARKKARKK is a UK-based Software as a Service (SaaS) provider that specializes in AI-powered solutions for the Office of the CFO.United Kingdom$6.0M
  8. PlanixsPlanixs is a Manchester-based fintech company founded in 2011, specializing in real-time treasury software.United Kingdom$4.6M

Compliance and fraud

6 startups · $168M raised

  1. SiftSift applies insights from a global network of data to detect fraud and increase positive user experience.United Kingdom$64M
  2. TraydstreamTraydstream is a Fin-tech Rules Engine provider and SaaS platform that enhances global trade finance by digitizing documents, extrUnited Kingdom$42M
  3. SteelEyeSteelEye develops a holistic compliance platform for record keeping, surveillance, and intelligent insights.United Kingdom$28M
  4. DealfloDealflo is a provider of identity verification and end-to-end financial agreement automation solutions to businesses.United Kingdom$12M
  5. LoctaxCompliance, Risk, and Governance platform purpose-built for in-house tax teams to monitor, analyse, and action data.United Kingdom$12M
  6. ArachnysArachnys, now part of AML RightSource, was a UK-based technology company focused on anti-fraud solutions, regulatory technology, aUnited Kingdom$10M

Crypto and digital assets

6 startups · $1.4B raised

  1. RRapydUnited Kingdom$660M
  2. TempoTempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence.United Kingdom$514M
  3. VelocityOur mission at Velocity is to help founders go further, faster.United Kingdom$105M
  4. BBlockchainUnited Kingdom$71M
  5. EverledgerEverledger provides an immutable ledger for diamond and other asset ownership and related supply chain history.United Kingdom$33M
  6. ZetiZeti is a FinTech company founded in 2020, headquartered in London, with additional offices in Los Angeles, New York City, and Abu Dhabi.United Kingdom$7.0M

How this map is made. Every startup here has raised money in rounds we track, and is based in United Kingdom. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

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