Market map · United States

Fintech market map: United States

629 fintech startups based in the United States that have raised money in rounds we track, placed in 8 segments by what each says it does. Together they have raised $67B; the biggest segment is lending and credit.

629startups on the map
8segments
$67Braised between them
Lending and creditmost funded segment

Lending and credit

153

+129 more

Payments

139

+115 more

Wealth and investing

107

+83 more

Insurance

98

+74 more

Business finance software

48

+24 more

Crypto and digital assets

35

+11 more

Banking and accounts

31

+7 more

Compliance and fraud

18

Segment by segment

Lending and credit

153 startups · $18B raised

  1. SoFiSoFi is a finance company that offers a range of lending and wealth management services.United States$4.2B
  2. UpstartUpstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and cUnited States$1.6B
  3. College AveThe College Ave Student Loans Product is made by Firstrust Bank, member FDIC.United States$1.0B
  4. Credit KarmaIntuit Credit Karma offers free credit scores, reports and insights.United States$868M
  5. Sunlight FinancialSunlight Financial is a technology-enabled point-of-sale financing company based in Charlotte, North Carolina.United States$730M
  6. CrebridCrebrid is a fintech-driven real estate lending platform based in Plano, Texas, specializing in short-term hard money loans.United States$500M
  7. PointPoint Card is a financial tool that offers debit, overdraft facility, and credit card-like features.United States$427M
  8. Stream FinancialStream Financial collaborates with merchant partners to create financial solutions that promote energy-efficient home improvements.United States$400M

Payments

139 startups · $14B raised

  1. RampRamp is a financial operations and spend management platform based in New York City, founded in 2019.United States$4.5B
  2. AffirmBuy now pay later without the fees.United States$1.7B
  3. RemitlyRemitly is a mobile payments service that enables users to make person-to-person international money transfers.United States$861M
  4. RippleRipple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.United States$596M
  5. BehalfBehalf develops a digital platform that facilitates payments and accelerates cash flow by extending net terms and financing to businesses.United States$406M
  6. FlywireFlywire is a payments enablement and software company that simplifies complex payments for its clients and their customers.United States$403M
  7. C2FOC2FO is a global platform focused on working capital and early payment solutions.United States$398M
  8. MarqetaLaunch and scale card programs with Marqeta’s enterprise-grade issuing and payment processing platform, flexible technology, and eUnited States$391M

Wealth and investing

107 startups · $15B raised

  1. KalshiKalshi is a CFTC-regulated exchange and prediction market platform based in New York City.United States$3.7B
  2. RobinhoodTrade stocks on Robinhood with commission-free investing & advanced trading tools.United States$3.5B
  3. iCapitaliCapital, officially known as Institutional Capital Network, Inc., is a prominent financial technology company based in New York City.United States$1.6B
  4. AlpacaAlpaca is a brokerage infrastructure company based in San Mateo, California, that specializes in providing an API-first platform fUnited States$513M
  5. DriveWealthDriveWealth is a global B2B financial technology company founded in 2012, headquartered in New York City.United States$475M
  6. AcornsAcorns is a global financial wellness app that focuses on micro-investing, helping everyday people and families save and invest smUnited States$438M
  7. AspirationGreenFi is your new home for climate-friendly banking and investment services.United States$368M
  8. YieldStreetYieldstreet is a financial technology company and online investment platform based in New York City, with additional offices in BrUnited States$297M

Insurance

98 startups · $6.6B raised

  1. Root InsuranceRoot® does car insurance differently.United States$701M
  2. Next InsuranceNext Insurance is a digital insurance company specializing in coverage for entrepreneurs and small businesses.United States$627M
  3. Hippo InsuranceHippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties.United States$620M
  4. Kin InsuranceKin Insurance is an insurtech company that offers personalized home insurance policies.United States$513M
  5. Pie InsurancePie Insurance is a Denver-based insurtech company founded in 2017 that specializes in providing workers’ compensation insurance toUnited States$360M
  6. LedgebrookLedgebrook is a technology-enabled Managing General Agent (MGA) based in Boston, Massachusetts, specializing in Excess and SurplusUnited States$265M
  7. BestowBestow is a Dallas-based insurtech and financial software company that specializes in providing a B2B technology platform for the United States$205M
  8. Sidecar HealthSidecar Health, Inc.United States$183M

Business finance software

48 startups · $2.4B raised

  1. CCanopyUnited States$307M
  2. NitraNitra is overhauling the healthcare industry with radically efficient and transparent solutions - starting with spend management.United States$302M
  3. AppZenAppZen is a leader in autonomous spend-to-pay software, providing an AI-powered platform designed for modern finance teams.United States$281M
  4. KyribaKyriba is a leader in liquidity performance and SaaS treasury solutions, helping CFOs, Treasurers, and IT leaders manage and optimUnited States$251M
  5. RilletRillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-baUnited States$195M
  6. ScaleFactorScaleFactor was a financial services company founded in 2014 and based in Austin, Texas.United States$103M
  7. TabsTabs is an AI-native revenue automation platform designed for B2B companies.United States$80M
  8. DigitsDigits is an AI-native accounting software company based in San Francisco, California.United States$76M

Crypto and digital assets

35 startups · $6.8B raised

  1. PolymarketPolymarket is the largest prediction market platform globally, allowing users to trade shares on the outcomes of real-world events.United States$3.0B
  2. CCircleUnited States$772M
  3. Digital AssetDigital Asset develops ledger technology intended to build distributed, encrypted straight-through processing tools.United States$580M
  4. SStablecoinXUnited States$530M
  5. RainRain is an operator and custodian of digital currency exchange intended to make digital transactions.United States$408M
  6. CICircle Internet GroupUnited States$222M
  7. LiquidoBITLiquidity is a cutting-edge Aggregator designed specifically for Bitcoin ecosystem, BRC20 tokens and Ordinals, utilising securiUnited States$189M
  8. MLMovement LabsUnited States$138M

Banking and accounts

31 startups · $2.9B raised

  1. nCinonCino provides a cloud banking platform that helps financial institutions modernize their operations and improve the customer experience.United States$1.1B
  2. BlueVineBluevine is the largest small business banking platform in the U.S.United States$493M
  3. EreborA modern bank for the new innovation economy.United States$380M
  4. CRCross River BankUnited States$178M
  5. AmountAmount is a digital technology company that accelerates digital transformation for financial institutions.United States$159M
  6. Lumin DigitalLumin Digital is a fintech company based in San Ramon, California, founded in 2016 by Jeff Chambers.United States$140M
  7. MineralTreeMineralTree provides mobile and online accounts payable automation software for finance professionals at growing organizations.United States$69M
  8. Vic.aiVic.ai is an AI-native finance platform that specializes in automating enterprise accounts payable (AP) and bill pay processes.United States$63M

Compliance and fraud

18 startups · $1.5B raised

  1. GustoGusto, Inc.United States$518M
  2. SocureSocure is a prominent American technology company that specializes in AI-driven digital identity verification, fraud prevention, aUnited States$273M
  3. QuantifindQuantifind is a financial technology and data science company that focuses on AI-driven solutions for financial crime detection, rUnited States$234M
  4. CoinTrackerCoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software.United States$102M
  5. BaseLayerBaselayer is a B2B SaaS platform that specializes in business identity verification, risk assessment, and fraud prevention.United States$82M
  6. AnrokAnrok is a San Francisco-based fintech company founded in 2020.United States$55M
  7. CertifIDCertifID is a prominent PropTech and network security company focused on preventing wire fraud in the real estate sector.United States$48M
  8. DroitDroit is a technology firm based in New York that focuses on computational law and regulatory compliance for the global financial sector.United States$39M

How this map is made. Every startup here has raised money in rounds we track, and is based in United States. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

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