Market map · Europe

Fintech market map: Europe

409 fintech startups in Europe that have raised money in rounds we track, placed in 8 segments by what each says it does. Together they have raised $35B; the biggest segment is payments, with 83 companies.

409startups on the map
8segments
$35Braised between them
Lending and creditmost funded segment

Payments

83

+59 more

Wealth and investing

78

+54 more

Lending and credit

76

+52 more

Insurance

69

+45 more

Banking and accounts

36

+12 more

Business finance software

33

+9 more

Crypto and digital assets

19

Compliance and fraud

15

Segment by segment

Payments

83 startups · $7.3B raised

  1. Checkout.comCheckout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.United Kingdom$1.2B
  2. EburyEbury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and businUnited Kingdom$570M
  3. GoCardlessGoCardless helps 75,000+ businesses get paid on time.United Kingdom$442M
  4. ZepzZepz is a global digital cross-border payments platform that enables international money transfers.United Kingdom$432M
  5. iZettleZettle by PayPal is on a mission to help small businesses succeed in a world of giants.Sweden$391M
  6. TrueLayerTrueLayer is a leading open banking payments network based in London, founded in 2016.United Kingdom$376M
  7. FlatpayFlatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions Denmark$336M
  8. BillieBillie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market.Germany$276M

Wealth and investing

78 startups · $2.6B raised

  1. Smart PensionSmart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses.United Kingdom$399M
  2. UpvestUpvest helps businesses build seamless investment experiences their customers love.Germany$320M
  3. PrimaryBidPrimaryBid is a technology platform that allows everyday investors fair & equal access to investing in public companies raising capital.United Kingdom$265M
  4. Scalable CapitalZinsen, Trading-Flatrate, ab 1 € in Aktien, ETFs, Fonds, Crypto & Co.Germany$209M
  5. eToroWhat millions know, now you know too.Cyprus$173M
  6. MoneyboxMoneybox, officially known as Digital Moneybox Limited, is a prominent UK-based financial technology company that focuses on mobilUnited Kingdom$160M
  7. VueloProfessional investment management services from Marbella, Spain.United Kingdom$142M
  8. LightyearLightyear Financial Ltd offers an investing platform in Europe, simplifying access to financial markets.United Kingdom$81M

Lending and credit

76 startups · $11B raised

  1. Funding CircleFunding Circle is a lending platform for small businesses.United Kingdom$1.5B
  2. iwocaIwoca offers credit financing services for small businesses.United Kingdom$911M
  3. Perch GroupPerch Group is a credit and asset management company that offers debt purchase and debt collection services.United Kingdom$789M
  4. ID FinanceID Finance is a data-driven financial technology company based in Barcelona, Spain.Spain$684M
  5. Capital on TapCapital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.United Kingdom$654M
  6. DivideBuyDivideBuy offers Interest-Free Credit through our Retail Partners.United Kingdom$494M
  7. OakNorthFrom competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while United Kingdom$440M
  8. Prodigy FinanceGet funding for a top-tier master degree - without worrying about collateral or a cosigner.United Kingdom$399M

Insurance

69 startups · $3.3B raised

  1. AlanAlan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the cFrance$733M
  2. DDaragMalta$304M
  3. WWefoxGermany$199M
  4. ZegoZego is a property management automation company founded in 2003 and is now a subsidiary of Global Payments.United Kingdom$150M
  5. WGWefox GroupGermany$145M
  6. MarshmallowMarshmallow Technology Ltd., founded in 2017 in London, is a British insurtech and fintech company.United Kingdom$135M
  7. Descartes UnderwritingDescartes Underwriting is a global InsurTech company based in Paris, founded in 2019.France$120M
  8. FactrisFactris specializes in the fields of SME financing, factoring, debt management, debtor insurance, and invoice finance.Netherlands$119M

Banking and accounts

36 startups · $6.3B raised

  1. SumUpSumUp is a leading global fintech company committed to levelling the playing field for small businesses.Ireland$1.7B
  2. RevolutRevolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.United Kingdom$1.3B
  3. Atom BankAtom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016.United Kingdom$818M
  4. SBStarling BankUnited Kingdom$655M
  5. WorldRemitWorldRemit is the online service that lets you send money to family and friends using our website or app.United Kingdom$463M
  6. StennStenn International Ltd.United Kingdom$400M
  7. Deposit SolutionsDeposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.Germany$192M
  8. MoneseMonese is a digital banking option that provides mobile-only, multi-currency accounts in countries across the European Economic Area.United Kingdom$167M

Business finance software

33 startups · $2.0B raised

  1. SonovateSonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-oUnited Kingdom$350M
  2. JuniJuni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020.Sweden$312M
  3. PennylanePennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses.France$286M
  4. SoldoSoldo is a British fintech company established in London in 2014.United Kingdom$252M
  5. FinomFinom provides financial solutions for entrepreneurs, self-employed, and freelancers.Netherlands$238M
  6. TRIVERTriver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs).United Kingdom$174M
  7. LimeTaxLimetax is a tax advisory and accounting group based in Berlin, Germany.Germany$77M
  8. OpenGammaOpenGamma is a financial technology company based in London, specializing in derivatives analytics and margin optimization.United Kingdom$49M

Crypto and digital assets

19 startups · $2.2B raised

  1. RRapydUnited Kingdom$660M
  2. TempoTempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence.United Kingdom$514M
  3. LedgerLedger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody.France$469M
  4. MM0Switzerland$115M
  5. VelocityOur mission at Velocity is to help founders go further, faster.United Kingdom$105M
  6. BBlockchainUnited Kingdom$71M
  7. EEthenaPortugal$60M
  8. SSygnumSwitzerland$58M

Compliance and fraud

15 startups · $265M raised

  1. SiftSift applies insights from a global network of data to detect fraud and increase positive user experience.United Kingdom$64M
  2. TraydstreamTraydstream is a Fin-tech Rules Engine provider and SaaS platform that enhances global trade finance by digitizing documents, extrUnited Kingdom$42M
  3. SteelEyeSteelEye develops a holistic compliance platform for record keeping, surveillance, and intelligent insights.United Kingdom$28M
  4. Spektrspektr is an AI-powered compliance infrastructure platform based in Copenhagen, Denmark, founded in 2023.Denmark$25M
  5. CleafyCleafy is a cybersecurity company based in Milan, founded in 2014.Italy$25M
  6. fundcraftFundcraft is a financial firm that offers portfolio management, risk management, valuation, and deal compliance services.Luxembourg$14M
  7. DealfloDealflo is a provider of identity verification and end-to-end financial agreement automation solutions to businesses.United Kingdom$12M
  8. CorlyticsCorlytics specializes in risk intelligence, analytics, compliance, and monitoring services for the legal and auditing sectors.Ireland$12M

How this map is made. Every startup here has raised money in rounds we track, and is based in Europe. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

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