Top list · South Africa
Fintech startups in South Africa
26 fintech startups in South Africa have raised money in rounds we track. These are the 26 that have raised the most, $702M between them, with Cape Town the most common home.
- 1
Tyme GroupTyme is creating a multi-country digital bank focused on emerging markets.Tyme is creating a multi-country digital bank focused on emerging markets.
Founded 2020South Africa$250Mlast round Dec 2024 - 2
YocoYoco is a South African fintech company that specializes in point-of-sale payment hardware and software solutions for small and medium-sized businesses (SMEs).Yoco is a South African fintech company that specializes in point-of-sale payment hardware and software solutions for small and medium-sized businesses (SMEs).
Founded 2015Cape Town, South Africa$118Mlast round Nov 2026 - 3JumoFounded -South Africa$100Mlast round Nov 2025
- 4
LulaLula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized Enterprises (SMEs).Lula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized Enterprises (SMEs).
Founded 2014Cape Town, South Africa$85Mlast round Feb 2026 - 5
LulalendLulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.Lulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.
Founded 2014South Africa$28Mlast round Feb 2026 - 6PaymenowFounded -South Africa$23Mlast round Jul 2025
- 7
iiDENTIFiiiiDENTIFii is a biometric identity verification and digital onboarding platform based in Cape Town, South Africa.iiDENTIFii is a biometric identity verification and digital onboarding platform based in Cape Town, South Africa.
Founded 2018Cape Town, South Africa$15Mlast round Oct 2022 - 8
KuundaKuunda provides liquidity management and data insight tools enabling users to fulfill financial needs through a digital platform.Kuunda provides liquidity management and data insight tools enabling users to fulfill financial needs through a digital platform.
Founded 2018South Africa$13Mlast round Oct 2026 - 9
Talk360Talk360 connects lives and bridges distance by making international phone calls affordable and accessible for everyone.Talk360 connects lives and bridges distance by making international phone calls affordable and accessible for everyone.
Founded 2016Amsterdam, South Africa$9.8Mlast round Feb 2026 - 10
LittleFishlittlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021.littlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021.
Founded 2023Johannesburg, South Africa$9.5Mlast round Mar 2026 - 11
SourcefinSourcefin is a South African fintech company based in Johannesburg, established in 2020.Sourcefin is a South African fintech company based in Johannesburg, established in 2020.
Founded 2020Sandton, South Africa$8.2Mlast round Dec 2024 - 12FloodFounded -South Africa$7.7Mlast round Aug 2025
- 13
Happy PayHappy Pay is a fintech company based in Cape Town, South Africa, founded in 2021.Happy Pay is a fintech company based in Cape Town, South Africa, founded in 2021.
Founded 2021Cape Town, South Africa$6.8Mlast round Mar 2026 - 14
KhulaKHULA!KHULA!
Founded 2016Randburg, South Africa$6.8Mlast round Mar 2025 - 15
NomaniniFintech SaaS platform to deliver digital financial services to the informal retail trade.Fintech SaaS platform to deliver digital financial services to the informal retail trade.
Founded 2011Cape Town, South Africa$6.5Mlast round Feb 2021 - 16Jem HRFounded -South Africa$3.3Mlast round Mar 2025
- 17
NjiaPayNjiaPay is a payment performance partner built for African businesses that rely on digital revenue.NjiaPay is a payment performance partner built for African businesses that rely on digital revenue.
Founded 2024Cape Town, South Africa$3.1Mlast round Mar 2025 - 18
LocstatLocstat is a South African artificial intelligence startup founded in 2016 and based in Cape Town.Locstat is a South African artificial intelligence startup founded in 2016 and based in Cape Town.
Founded 2016Cape Town, South Africa$2.9Mlast round Oct 2025 - 19
Orca FraudOrca Fraud is a South African FraudTech company based in Cape Town, specializing in an AI-driven fraud orchestration platform.Orca Fraud is a South African FraudTech company based in Cape Town, specializing in an AI-driven fraud orchestration platform.
Founded 2024Cape Town, South Africa$2.4Mlast round Mar 2026 - 20
TurnStayTurnStay is a fintech company founded in 2021 and based in Cape Town, South Africa.TurnStay is a fintech company founded in 2021 and based in Cape Town, South Africa.
Founded 2021Cape Town, South Africa$2.0Mlast round Aug 2025 - 21InclusivityFounded -South Africa$1.6Mlast round Jun 2019
- 22
Trade ShieldTrade Shield is a South African predictive SaaS platform specializing in trade credit risk management.Trade Shield is a South African predictive SaaS platform specializing in trade credit risk management.
Founded -Sandton, South Africa$820Klast round Mar 2025 - 23ScaleFounded -South Africa$700Klast round Oct 2024
- 24
MoneyBadgerMoneyBadger is a South African startup that specializes in Bitcoin and cryptocurrency payments.MoneyBadger is a South African startup that specializes in Bitcoin and cryptocurrency payments.
Founded 2021Stellenbosch, South Africa$400Klast round Jul 2025 - 25
Street WalletStreet Wallet is a South African fintech startup founded in 2021.Street Wallet is a South African fintech startup founded in 2021.
Founded 2021South Africa$350Klast round Aug 2025 - 26
StartMeStartMe is a crowdfunding platform for South African entrepreneurs and creationists.StartMe is a crowdfunding platform for South African entrepreneurs and creationists.
Founded 2011South Africa$50Klast round Oct 2011
South AfricaCompanies whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.
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SFintech startups worldwide3,200 companies · $94BRS
KFintech startups in the United States1,301 companies · $55B
SK
FCFintech startups in Europe749 companies · $30BRK
RFintech startups that raised in 2026665 companies · $30B in 2026FC
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CFintech startups in the United Kingdom342 companies · $23BRKRFintech startups in the United States that raised in 2026257 companies · $22B in 2026K
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IFintech startups in New York217 companies · $21BSR
AFintech startups in Bay Area212 companies · $22BMore lists for South Africa
See allTGACStartups in South Africa140 companies · $2.8BPN
CTAI startups in South Africa23 companies · $969M
FCT
TDBig Data & Analytics startups in South Africa11 companies · $318M
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SIT Services startups in South Africa11 companies · $11M
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SE-commerce startups in South Africa10 companies · $135MP
HLAI startups in South Africa that raised in 202610 companies · $379M in 2026