Top list · Europe

Fintech startups in Europe

749 fintech startups in Europe have raised money in rounds we track. These are the 50 that have raised the most, $30B between them, with the United Kingdom the most common home.

$30Braised by these 50
749on our record in all
United Kingdommost common home
SumUpraised the most
  1. 1SumUpSumUp is a leading global fintech company committed to levelling the playing field for small businesses.

    SumUp is a leading global fintech company committed to levelling the playing field for small businesses.

    Founded 2012London, Ireland$1.7Blast round May 2025
  2. 2KlarnaFounded -Sweden$1.6Blast round Jun 2022
  3. 3Funding CircleFunding Circle is a lending platform for small businesses.

    Funding Circle is a lending platform for small businesses.

    Founded 2009London, United Kingdom$1.5Blast round Feb 2026
  4. 4N26Founded -Spain$1.4Blast round Oct 2021
  5. 5RevolutRevolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.

    Revolut is a financial technology company that offers banking services, money transfers, foreign exchange, and spending analytics.

    Founded 2015London, United Kingdom$1.3Blast round Oct 2026
  6. 6Checkout.comCheckout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.

    Checkout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.

    Founded -London, United Kingdom$1.2Blast round Jan 2025
  7. 7iwocaIwoca offers credit financing services for small businesses.

    Iwoca offers credit financing services for small businesses.

    Founded 2011West End, United Kingdom$911Mlast round Jul 2026
  8. 8Atom BankAtom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016.

    Atom Bank plc is the United Kingdom’s first app-based, digital-only retail bank, founded in 2014 and launched in 2016.

    Founded 2014Newcastle upon Tyne, United Kingdom$818Mlast round Mar 2026
  9. 9MyntFounded -Sweden$811Mlast round Apr 2025
  10. 10Greensill CapitalGreensill Capital is a provider of structured working capital financing to businesses globally.

    Greensill Capital is a provider of structured working capital financing to businesses globally.

    Founded 2011London, United Kingdom$800Mlast round May 2019
  11. 11Perch GroupPerch Group is a credit and asset management company that offers debt purchase and debt collection services.

    Perch Group is a credit and asset management company that offers debt purchase and debt collection services.

    Founded 2018Blackpool, United Kingdom$789Mlast round Jul 2025
  12. 12ZopaFounded 2004United Kingdom$780Mlast round Jul 2026
  13. 13AlanAlan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986.

    Alan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the country since 1986.

    Founded 2016Paris, France$733Mlast round Jun 2026
  14. 14ID FinanceID Finance is a data-driven financial technology company based in Barcelona, Spain.

    ID Finance is a data-driven financial technology company based in Barcelona, Spain.

    Founded 2015Barcelona, Spain$684Mlast round Oct 2026
  15. 15TransferWiseFounded 2010United Kingdom$662Mlast round May 2019
  16. 16RapydFounded 2022United Kingdom$660Mlast round Oct 2025
  17. 17Starling BankFounded 2014United Kingdom$655Mlast round Jun 2026
  18. 18GreensillFounded 2018United Kingdom$655Mlast round Oct 2019
  19. 19Capital on TapCapital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.

    Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.

    Founded 2012London, United Kingdom$654Mlast round Nov 2025
  20. 20EburyEbury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses

    Ebury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and business APIs to 25,000+ businesses

    Founded 2009London, United Kingdom$570Mlast round Nov 2019
  21. 21OPayFounded -Norway$570Mlast round Aug 2021
  22. 22PremFinaFounded 2010United Kingdom$536Mlast round Jun 2025
  23. 23TempoTempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence.

    Tempo is a home fitness platform, combining equipment, training guidance, and social motivation with 3D sensors and artificial intelligence.

    Founded 2015United Kingdom$514Mlast round Oct 2025
  24. 24DivideBuyDivideBuy offers Interest-Free Credit through our Retail Partners.

    DivideBuy offers Interest-Free Credit through our Retail Partners.

    Founded 2014Staffordshire Reef, United Kingdom$494Mlast round Sept 2021
  25. 25LedgerLedger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody.

    Ledger develops hardware wallets and digital asset management tools for cryptocurrency storage, transactions, and self-custody.

    Founded -Paris, France$469Mlast round Jun 2023
  26. 26WorldRemitWorldRemit is the online service that lets you send money to family and friends using our website or app.

    WorldRemit is the online service that lets you send money to family and friends using our website or app.

    Founded 2010London, United Kingdom$463Mlast round Jan 2021
  27. 27GoCardlessGoCardless helps 75,000+ businesses get paid on time.

    GoCardless helps 75,000+ businesses get paid on time.

    Founded 2011London, United Kingdom$442Mlast round Aug 2026
  28. 28OakNorthFrom competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while driving economic impact across.

    From competitive savings to seamless business banking and flexible loans from £1m+, we help individuals and businesses grow while driving economic impact across.

    Founded 2013United Kingdom$440Mlast round Feb 2019
  29. 29ZepzZepz is a global digital cross-border payments platform that enables international money transfers.

    Zepz is a global digital cross-border payments platform that enables international money transfers.

    Founded -London, United Kingdom$432Mlast round Apr 2025
  30. 30Twinco CapitalTwinco Capital is a sustainable supply chain finance solution that specializes in purchase order financing for large corporates and their suppliers.

    Twinco Capital is a sustainable supply chain finance solution that specializes in purchase order financing for large corporates and their suppliers.

    Founded 2016Alcobendas, Spain$422Mlast round Jun 2026
  31. 31StennStenn International Ltd.

    Stenn International Ltd.

    Founded 2015London, United Kingdom$400Mlast round Feb 2023
  32. 32Prodigy FinanceGet funding for a top-tier master degree - without worrying about collateral or a cosigner.

    Get funding for a top-tier master degree - without worrying about collateral or a cosigner.

    Founded 2007London, United Kingdom$399Mlast round Dec 2025
  33. 33Smart PensionSmart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses.

    Smart Pension is a FinTech company that specializes in retirement savings technology, offering simplified pension solutions for businesses.

    Founded 2014London, United Kingdom$399Mlast round Aug 2025
  34. 34MonzoFounded -United Kingdom$394Mlast round Nov 2026
  35. 35iZettleZettle by PayPal is on a mission to help small businesses succeed in a world of giants.

    Zettle by PayPal is on a mission to help small businesses succeed in a world of giants.

    Founded 2010Stockholm, Sweden$391Mlast round Dec 2017
  36. 36LendInvestLendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers.

    LendInvest is a property fintech company that offers buy-to-let mortgages, bridging loans, and development finance to its customers.

    Founded 2008London, United Kingdom$385Mlast round Jul 2021
  37. 37TrueLayerTrueLayer is a leading open banking payments network based in London, founded in 2016.

    TrueLayer is a leading open banking payments network based in London, founded in 2016.

    Founded 2016London, United Kingdom$376Mlast round Oct 2026
  38. 38SonovateSonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-office technology solutions for

    Sonovate is a fintech company based in Cardiff, Wales, that specializes in providing embedded finance, invoice funding, and back-office technology solutions for

    Founded 2013Cardiff, United Kingdom$350Mlast round Jul 2022
  39. 39FlatpayFlatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions for small and medium-sized bus

    Flatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions for small and medium-sized bus

    Founded 2022Herlev, Denmark$336Mlast round Sept 2026
  40. 40UpvestUpvest helps businesses build seamless investment experiences their customers love.

    Upvest helps businesses build seamless investment experiences their customers love.

    Founded 2017Berlin, Germany$320Mlast round Mar 2026
  41. 41UpdraftUpdraft is a lending, credit report, and financial planning app for millennials.

    Updraft is a lending, credit report, and financial planning app for millennials.

    Founded 2017Palatine, United Kingdom$318Mlast round Dec 2023
  42. 42JuniJuni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020.

    Juni is a licensed fintech company based in Gothenburg, Sweden, founded in 2020.

    Founded 2020Gothenburg, Sweden$312Mlast round Jun 2022
  43. 43LiveMore MortgagesLiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers.

    LiveMore Mortgages is a financial services company that provides online mortgage lending services for older borrowers.

    Founded 2018London, United Kingdom$309Mlast round Jan 2023
  44. 44DaragFounded -Malta$304Mlast round Jul 2018
  45. 45MambuFounded -Germany$301Mlast round Dec 2021
  46. 46Rapyd Financial NetworkFounded -United Kingdom$300Mlast round Feb 2025
  47. 47LendixFounded -France$291Mlast round Jun 2018
  48. 48PennylanePennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses.

    Pennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses.

    Founded 2020France$286Mlast round Jan 2026
  49. 49BillieBillie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market.

    Billie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market.

    Founded 2016Berlin, Germany$276Mlast round Oct 2021
  50. 50FlagstoneFlagstone Group Ltd is a UK-based financial technology company that specializes in cash deposit platforms.

    Flagstone Group Ltd is a UK-based financial technology company that specializes in cash deposit platforms.

    Founded 2013London, United Kingdom$271Mlast round Jun 2024
Total fundinghow the list is ranked
15 November 2026updated nightly
Rounds we tracksource: Millionrounds

Companies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.

Who backed them?

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