Top list · Bay Area
Fintech startups in Bay Area
212 fintech startups in Bay Area have raised money in rounds we track. These are the 50 that have raised the most, $22B between them.
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SoFiSoFi is a finance company that offers a range of lending and wealth management services.SoFi is a finance company that offers a range of lending and wealth management services.
Founded -San Francisco, United States$4.2Blast round Dec 2025 - 2
RobinhoodTrade stocks on Robinhood with commission-free investing & advanced trading tools.Trade stocks on Robinhood with commission-free investing & advanced trading tools.
Founded 2013Palo Alto, United States$3.5Blast round Apr 2026 - 3
AffirmBuy now pay later without the fees.Buy now pay later without the fees.
Founded -San Francisco, United States$1.7Blast round Oct 2025 - 4
UpstartUpstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and cloud applications to deliver sUpstart connects millions of consumers to 100+ banks and credit unions who leverage Upstart's artificial intelligence models and cloud applications to deliver s
Founded -San Mateo, United States$1.6Blast round Apr 2026 - 5
StripeLaunch your startup quickly and cost effectively from anywhere in the world with Atlas.Launch your startup quickly and cost effectively from anywhere in the world with Atlas.
Founded 2018San Francisco, United States$1.0Blast round Mar 2026 - 6
CartaCarta, Inc.Carta, Inc.
Founded 2012San Francisco, United States$880Mlast round Aug 2021 - 7
Hippo InsuranceHippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties.Hippo Insurance is an InsurTech company that uses technology to help homeowners maintain their properties.
Founded 2015San Jose, United States$620Mlast round Aug 2021 - 8
RippleRipple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.Ripple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.
Founded 2012San Francisco, United States$596Mlast round Nov 2025 - 9
GustoGusto, Inc.Gusto, Inc.
Founded 2011San Francisco, United States$518Mlast round Jul 2025 - 10
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Founded 2017San Francisco, United States$517Mlast round Jan 2025 - 11
AlpacaAlpaca is a brokerage infrastructure company based in San Mateo, California, that specializes in providing an API-first platform for commission-free trading.Alpaca is a brokerage infrastructure company based in San Mateo, California, that specializes in providing an API-first platform for commission-free trading.
Founded 2017San Mateo, United States$513Mlast round Jul 2026 - 12
PointPoint Card is a financial tool that offers debit, overdraft facility, and credit card-like features.Point Card is a financial tool that offers debit, overdraft facility, and credit card-like features.
Founded 2018San Francisco, United States$427Mlast round Nov 2025 - 13
SpotOnSpotOn is a restaurant technology and financial services company based in San Francisco, California.SpotOn is a restaurant technology and financial services company based in San Francisco, California.
Founded 2017San Francisco, United States$346Mlast round May 2022 - 14
TipaltiTipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.Tipalti is a global payables automation platform that provides a cloud solution to scale and automate global payables operations.
Founded 2010Foster City, United States$333Mlast round Sept 2025 - 15
StepStep is a Dubai-based new media company founded in 2011 by Ray Dargham.Step is a Dubai-based new media company founded in 2011 by Ray Dargham.
Founded 2011San Francisco, United States$326Mlast round Oct 2022 - 16
AppZenAppZen is a leader in autonomous spend-to-pay software, providing an AI-powered platform designed for modern finance teams.AppZen is a leader in autonomous spend-to-pay software, providing an AI-powered platform designed for modern finance teams.
Founded 2012Santa Clara, United States$281Mlast round Sept 2025 - 17
EarnInEarnIn gives people access to their pay directly from their smartphones, whenever they need itEarnIn gives people access to their pay directly from their smartphones, whenever they need it
Founded 2013Mountain View, United States$275Mlast round Sept 2025 - 18
LendUpLendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.LendUp is a socially responsible lender for the 56% of Americans shut out of mainstream banking due to low credit or volatile income.
Founded 2011Oakland, United States$259Mlast round Mar 2017 - 19
FlutterwaveFlutterwave is a prominent fintech company founded in Nigeria and based in San Francisco.Flutterwave is a prominent fintech company founded in Nigeria and based in San Francisco.
Founded 2016San Francisco, United States$250Mlast round Jun 2026 - 20Deserve Inc.A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders.
A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders.
Founded 2013Palo Alto, United States$250Mlast round May 2022 - 21
RealiReali was a real estate and fintech company that operated a digital platform to simplify the homeownership journey.Reali was a real estate and fintech company that operated a digital platform to simplify the homeownership journey.
Founded 2016San Mateo, United States$240Mlast round Aug 2021 - 22
QuantifindQuantifind is a financial technology and data science company that focuses on AI-driven solutions for financial crime detection, risk management, and regulatoryQuantifind is a financial technology and data science company that focuses on AI-driven solutions for financial crime detection, risk management, and regulatory
Founded 2009Palo Alto, United States$234Mlast round Jun 2026 - 23
Super.comSuper.com is a technology company based in San Francisco, specializing in fintech and commerce.Super.com is a technology company based in San Francisco, specializing in fintech and commerce.
Founded 2016San Francisco, United States$210Mlast round Aug 2026 - 24
WealthfrontWealthfront integrates investing and saving products to help young professionals build long-term wealth in any market condition.Wealthfront integrates investing and saving products to help young professionals build long-term wealth in any market condition.
Founded 2008Palo Alto, United States$205Mlast round Jan 2017 - 25
RilletRillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-based, high-growth, and public companies.Rillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-based, high-growth, and public companies.
Founded 2021San Francisco, United States$195Mlast round Aug 2026 - 26
YapStoneYapstone is an payment processing platform for the vacation rental industry, providing an integrated way of accepting payments.Yapstone is an payment processing platform for the vacation rental industry, providing an integrated way of accepting payments.
Founded 1999Walnut Creek, United States$183Mlast round Feb 2018 - 27
CorgiCorgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance products for startups, B2B SaaS compCorgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance products for startups, B2B SaaS comp
Founded 2024San Francisco, United States$170Mlast round Jul 2026 - 28
Branch InternationalBranch International is a fintech company founded in 2015, focused on providing financial services to the mobile generation in emerging markets, particularly inBranch International is a fintech company founded in 2015, focused on providing financial services to the mobile generation in emerging markets, particularly in
Founded 2015San Francisco, United States$170Mlast round Apr 2019 - 29
PayJoyPayJoy provides credit to customers in emerging markets.PayJoy provides credit to customers in emerging markets.
Founded 2015San Francisco, United States$169Mlast round Dec 2025 - 30
TribalTribal is a fintech company that facilitates financial management for emerging-market SMEs.Tribal is a fintech company that facilitates financial management for emerging-market SMEs.
Founded 2016San Francisco, United States$160Mlast round May 2026 - 31
ThatchThatch is a health benefits platform that combines financial technology and insurance services.Thatch is a health benefits platform that combines financial technology and insurance services.
Founded 2021San Francisco, United States$151Mlast round Sept 2026 - 32
KountableKountable is a global trade and technology platform founded in 2015, headquartered in San Francisco, California, with additional offices in Nairobi, Kigali, and The Hague.Kountable is a global trade and technology platform founded in 2015, headquartered in San Francisco, California, with additional offices in Nairobi, Kigali, and The Hague.
Founded 2014San Francisco, United States$150Mlast round Jan 2017 - 33
FederatoFederato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry.Federato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry.
Founded 2020San Francisco, United States$140Mlast round Nov 2025 - 34
Credit SesameCredit Sesame is a financial wellness fintech company based in Mountain View, California, founded in 2010.Credit Sesame is a financial wellness fintech company based in Mountain View, California, founded in 2010.
Founded 2010Mountain View, United States$132Mlast round Aug 2019 - 35
Human InterestHuman Interest is a technology-driven financial services company based in San Francisco, California, founded in 2015.Human Interest is a technology-driven financial services company based in San Francisco, California, founded in 2015.
Founded 2015San Francisco, United States$126Mlast round Oct 2025 - 36
Juniper SquareJuniper Square is a fintech company based in San Francisco, founded in 2014.Juniper Square is a fintech company based in San Francisco, founded in 2014.
Founded 2014San Francisco, United States$108Mlast round Sept 2025 - 37
CoinTrackerCoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software.CoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software.
Founded 2017San Francisco, United States$102Mlast round Jan 2022 - 38
ParafinGrowing small businesses through embedded financial services enabled on the very platforms on which SMBs sell & transactGrowing small businesses through embedded financial services enabled on the very platforms on which SMBs sell & transact
Founded 2020San Francisco, United States$100Mlast round May 2026 - 39
Nova CreditNova Credit is a fintech and credit infrastructure company founded in 2016, focused on creating a more inclusive global financial system.Nova Credit is a fintech and credit infrastructure company founded in 2016, focused on creating a more inclusive global financial system.
Founded 2016San Francisco, United States$96Mlast round Oct 2025 - 40
SardineSardineAI Corp is an AI-native technology company based in San Francisco, specializing in fraud prevention, anti-money laundering (AML) compliance, and credit-rSardineAI Corp is an AI-native technology company based in San Francisco, specializing in fraud prevention, anti-money laundering (AML) compliance, and credit-r
Founded 2020San Francisco, United States$95Mlast round May 2026 - 41
StampliStampli is an AI-powered accounts payable (AP) automation platform founded in 2014 by brothers Eyal and Ofer Feldman.Stampli is an AI-powered accounts payable (AP) automation platform founded in 2014 by brothers Eyal and Ofer Feldman.
Founded 2015Mountain View, United States$93Mlast round Oct 2023 - 42
WeTravelWeTravel is a technology platform tailored for multi-day group travel businesses.WeTravel is a technology platform tailored for multi-day group travel businesses.
Founded 2016San Francisco, United States$92Mlast round Sept 2025 - 43
Standard CognitionCheckout Technologies creates AI powered technologies to reshape and enhance the relationship between physical retailers and shoppers.Checkout Technologies creates AI powered technologies to reshape and enhance the relationship between physical retailers and shoppers.
Founded 2017San Francisco, United States$86Mlast round Apr 2024 - 44
AbraAbra is a global platform specializing in digital asset prime services and wealth management.Abra is a global platform specializing in digital asset prime services and wealth management.
Founded 2016Mountain View, United States$85Mlast round Sept 2021 - 45
CasapCasap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention.Casap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention.
Founded 2023San Francisco, United States$81Mlast round Oct 2026 - 46DeserveA mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders.
A mobile-first credit card platform that allows partners to offer superior personalized experiences for cardholders.
Founded 2013Palo Alto, United States$79Mlast round Nov 2019 - 47
DigitsDigits is an AI-native accounting software company based in San Francisco, California.Digits is an AI-native accounting software company based in San Francisco, California.
Founded 2018San Francisco, United States$76Mlast round Mar 2022 - 48
Bretton AIBretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations
Founded 2023San Francisco, United States$75Mlast round Feb 2026 - 49
Cape AnalyticsCape Analytics provides AI and analytics services for properties.Cape Analytics provides AI and analytics services for properties.
Founded 2014Palo Alto, United States$75Mlast round Jul 2021 - 50
WindfallWindfall Data, Inc.Windfall Data, Inc.
Founded 2016San Francisco, United States$74Mlast round Apr 2025
San Francisco, United StatesCompanies whose funding rounds we classed as this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.
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RSFintech startups worldwide3,200 companies · $94BRS
KFintech startups in the United States1,301 companies · $55B
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FCFintech startups in Europe749 companies · $30BRKRFintech startups that raised in 2026665 companies · $30B in 2026FC
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CFintech startups in the United Kingdom342 companies · $23BRKRFintech startups in the United States that raised in 2026257 companies · $22B in 2026K
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IFintech startups in New York217 companies · $21BPT
CFintech startups founded in 2020179 companies · $12B
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