Future Finance

Future Finance is a Dublin-based financial technology company and the UK's first dedicated private student loan provider.

Founded in 2013, it focuses on offering private student loans and personal loans for recent graduates. The company aims to support students and early-career professionals, helping them finance their education and career development. Future Finance provides student loans ranging from £2,000 to £40,000, designed to cover tuition fees and living expenses. It also offers personal loans for graduates between £2,000 and £10,000. The company uses big data algorithms to assess creditworthiness based on future earning potential rather than traditional credit history. With approximately 40,000 active users, Future Finance targets a diverse range of professions, including nurses, neuroscientists, and business leaders, and is expanding its operations to Germany.