Scalapay

Scalapay is a European financial technology company founded in 2019 and headquartered in Milan, Italy.

It specializes in Buy Now, Pay Later (BNPL) services, allowing consumers to split their purchases into interest-free installments at the point of sale. The company operates across several European countries and has become Italy’s first unicorn in the BNPL sector, achieving a valuation of $1.9 billion. Scalapay offers a flexible payment platform for both online and in-store shopping. Customers can choose from options like Pay-in-3, which divides payments into three installments, or Pay-in-4 for four installments. The Scalapay app helps users manage their payments, and the service is available at over 10,000 brands and in more than 4,000 physical stores. Scalapay aims to enhance the shopping experience by increasing retailers' average order value and boosting conversions, all while providing a cost-free service to consumers.