AdalFi

AdalFi is a fintech company based in Lahore, Pakistan, founded in 2021.

It specializes in providing AI-powered digital lending infrastructure to banks and financial institutions. This infrastructure allows these institutions to offer instant, real-time credit to consumers and small businesses, enhancing financial inclusion. The company’s platform includes services such as AI-based credit scoring, real-time loan disbursement, smart recovery solutions, and customizable digital customer journeys. AdalFi has enabled over $100 million in lending across various segments, including consumer loans, credit cards, and agricultural loans, with a remarkably low default rate. It partners with more than 17 banks and financial institutions, focusing on serving thin-file or no-file customers and small to medium enterprises. AdalFi aims to transform digital lending by leveraging existing bank data, eliminating paperwork, and providing a seamless experience for both banks and their customers.