Pakistan · Financial services startup

CreditBook

CreditBook is a fintech company based in Pakistan, founded in June 2020 by Hasib Malik and Iman Jamall.

Funding reportedLast round: Seed

Financial servicesKarachi, Pakistan

About CreditBook

CreditBook is a fintech company based in Pakistan, founded in June 2020 by Hasib Malik and Iman Jamall.

It focuses on empowering Micro, Small, and Medium Enterprises (MSMEs) by providing digital bookkeeping and licensed SME financing solutions. As the only licensed digital lending company for SME financing in Pakistan, CreditBook operates through its subsidiary, CreditBook Financial Services Ltd., which is regulated by the Securities & Exchange Commission of Pakistan. The company offers a free mobile app called CreditBook Khata, which serves as a digital ledger for tracking sales, expenses, and payments. This app features automated payment reminders and has already served over 1 million MSMEs across 400 localities in Pakistan. Additionally, CreditBook provides a licensed SME financing platform that allows businesses to extend financing to their customers quickly. The company also offers embedded finance and API solutions for partners looking to integrate financial features into their services. CreditBook's mission is to improve the financial outcomes of MSMEs by digitizing their workflows and enhancing access to finance.

What company datasets say CreditBook raised

Funding, as reported

Reported in all12.5Min the source's currency
Rounds3
Last roundSeed
Last round size11M
Last round dateDec 2021
Investors listed13

Founders and team

From CreditBook's own website: 6 on the team.

  • Hasib MalikCofounder & CEO
  • Zain UmarCEO CreditBook Financial Services
  • Glenn VanbavinckhoveHead of Engineering
  • Hisham AdamjeeCofounder & Head of Operations
  • Iman JamallCofounder & Head of Design
  • Matteo BorgatoHead of Data

On 4 portfolio pages

Investors who name them

Each firm lists CreditBook on its own website. That is the firm's claim, a weaker thing than a round we watched, but a named source.

The company, in detail

What they build

Known for

financial transactionsuser experiencedigital credit platform pakistanlow code embedded financelow code solutionscredit scoring algorithmsreservefintech platformdigital credit risk managementcapital accesslow code fintech sdkstransaction monitoringwhite label solutionsenterprisesapi documentationfinancial control system

Built with from their website

Google CloudPostman API DocumentationQuickBooksGoogle WorkspaceCloudFlareViewport MetaMongoDBEmotionGoogle Cloud BigQueryNew Relic Insights

+8 more

PostgreSQLCloudflare WAFwebpackAWS LambdaNew RelicGoogle MeetCloudFlare CDNReact

Sector
Financial services
Industry code
NAICS 52232, 522299, SIC 7375
Region
Sindh
Revenue
1M a year, as listed
Full record
Every detail in the company directory

Financial services in Pakistan

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