
Pakistan · Financial services startup
CreditBook is a fintech company based in Pakistan, founded in June 2020 by Hasib Malik and Iman Jamall.
Funding reportedLast round: Seed
CreditBook is a fintech company based in Pakistan, founded in June 2020 by Hasib Malik and Iman Jamall.
It focuses on empowering Micro, Small, and Medium Enterprises (MSMEs) by providing digital bookkeeping and licensed SME financing solutions. As the only licensed digital lending company for SME financing in Pakistan, CreditBook operates through its subsidiary, CreditBook Financial Services Ltd., which is regulated by the Securities & Exchange Commission of Pakistan. The company offers a free mobile app called CreditBook Khata, which serves as a digital ledger for tracking sales, expenses, and payments. This app features automated payment reminders and has already served over 1 million MSMEs across 400 localities in Pakistan. Additionally, CreditBook provides a licensed SME financing platform that allows businesses to extend financing to their customers quickly. The company also offers embedded finance and API solutions for partners looking to integrate financial features into their services. CreditBook's mission is to improve the financial outcomes of MSMEs by digitizing their workflows and enhancing access to finance.
Funding, as reported
From CreditBook's own website: 6 on the team.
What they build
Known for
financial transactionsuser experiencedigital credit platform pakistanlow code embedded financelow code solutionscredit scoring algorithmsreservefintech platformdigital credit risk managementcapital accesslow code fintech sdkstransaction monitoringwhite label solutionsenterprisesapi documentationfinancial control system
Built with from their website
Google CloudPostman API DocumentationQuickBooksGoogle WorkspaceCloudFlareViewport MetaMongoDBEmotionGoogle Cloud BigQueryNew Relic Insights
PostgreSQLCloudflare WAFwebpackAWS LambdaNew RelicGoogle MeetCloudFlare CDNReact
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