Market map · South Africa
Fintech market map: South Africa
11 fintech startups based in South Africa that have raised money in rounds we track, placed in 3 segments by what each says it does. Together they have raised $503M; the biggest segment is payments.
Funding by segment
- Payments$124M5
- Lending and credit$35M3
- Banking and accounts$344M3
Where they are based
- South Africa11$503M
South AfricaFounded
1 without a founding year on record.
Total raised
- Under $1M3
- $1M to $10M4
- $10M to $50M1
- $50M to $250M2
- $250M to $1B1
- $1B and over0
Each dot is a startup: the year it was founded across, the total it has raised up (each line is ten times the one below). Pick a segment to pick it out.
10 of 11 startups shown; the rest have no founding year or amount on record.
- 1 to 2
- 3 to 7
- 8 to 24
- 25 to 99
- 100 and more
- South Africa11
Startups by country, 1 country in all.
Segment by segment
Payments
5 startups · $124M raised
YocoYoco is a South African fintech company that specializes in point-of-sale payment hardware and software solutions for small and meSouth Africa$118M
NjiaPayNjiaPay is a payment performance partner built for African businesses that rely on digital revenue.South Africa$3.1M
TurnStayTurnStay is a fintech company founded in 2021 and based in Cape Town, South Africa.South Africa$2.0M
MoneyBadgerMoneyBadger is a South African startup that specializes in Bitcoin and cryptocurrency payments.South Africa$400K
Street WalletStreet Wallet is a South African fintech startup founded in 2021.South Africa$350K
Lending and credit
3 startups · $35M raised
LulalendLulalend is an online lending company that provides fast and easy working capital funding to small businesses in South Africa.South Africa$28M
Happy PayHappy Pay is a fintech company based in Cape Town, South Africa, founded in 2021.South Africa$6.8M
Trade ShieldTrade Shield is a South African predictive SaaS platform specializing in trade credit risk management.South Africa$820K
Banking and accounts
3 startups · $344M raised
Tyme GroupTyme is creating a multi-country digital bank focused on emerging markets.South Africa$250M
LulaLula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized EntSouth Africa$85M
LittleFishlittlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021.South Africa$9.5M
How this map is made. Every startup here has raised money in rounds we track, and is based in South Africa. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.
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