Top list · Worldwide
Fintech startups founded in 2023
100 fintech startups founded in 2023 have raised money in rounds we track. These are the 50 that have raised the most, $2.5B between them, with the United States the most common home.
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Banco PlataBanco Plata is a digital bank and financial institution based in Mexico, recognized as the largest private digital bank in Latin America by customer count.Banco Plata is a digital bank and financial institution based in Mexico, recognized as the largest private digital bank in Latin America by customer count.
Founded 2023Mexico City, Mexico$300Mlast round Jun 2026 - 2
RedotPayRedotPay is a Hong Kong-based fintech company founded in April 2023 by Michael Gao and Jonathan Chan.RedotPay is a Hong Kong-based fintech company founded in April 2023 by Michael Gao and Jonathan Chan.
Founded 2023Central, Hong Kong SAR China$194Mlast round Dec 2025 - 3
LiquidoBITLiquidity is a cutting-edge Aggregator designed specifically for Bitcoin ecosystem, BRC20 tokens and Ordinals, utilising security of the Bitcoin L1 blockchain.BITLiquidity is a cutting-edge Aggregator designed specifically for Bitcoin ecosystem, BRC20 tokens and Ordinals, utilising security of the Bitcoin L1 blockchain.
Founded 2023United States$189Mlast round Sept 2021 - 4
TRIVERTriver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs).Triver is a London-based fintech company that specializes in cash flow financing for small and medium-sized enterprises (SMEs).
Founded 2023London, United Kingdom$174Mlast round Aug 2026 - 5
Model MLModel ML is an artificial intelligence platform founded in 2023 by siblings Chaz and Arnie Englander.Model ML is an artificial intelligence platform founded in 2023 by siblings Chaz and Arnie Englander.
Founded 2023New York, United States$150Mlast round Aug 2026 - 6
VueloProfessional investment management services from Marbella, Spain.Professional investment management services from Marbella, Spain.
Founded 2023London, United Kingdom$142Mlast round Mar 2026 - 7
Rent2CashRent2Cash is an Italian fintech and real estate technology company based in Rome, founded in 2023.Rent2Cash is an Italian fintech and real estate technology company based in Rome, founded in 2023.
Founded 2023Rome, Italy$116Mlast round Mar 2026 - 8
A5XA A5X nasce para revolucionar um setor fundamental da economia: o de bolsa.A A5X nasce para revolucionar um setor fundamental da economia: o de bolsa.
Founded 2023São Paulo, Brazil$108Mlast round Sept 2026 - 9
CasapCasap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention.Casap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention.
Founded 2023San Francisco, United States$81Mlast round Oct 2026 - 10
Bretton AIBretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations Bretton AI is an enterprise software company based in San Francisco, California, specializing in an agentic AI platform designed for financial crime operations
Founded 2023San Francisco, United States$75Mlast round Feb 2026 - 11
Luzern RiskLuzern Risk is a New York-based captive insurance and risk management company.Luzern Risk is a New York-based captive insurance and risk management company.
Founded 2023New York, United States$57Mlast round Sept 2026 - 12
PointOneAutomated time tracking and billing for law firms.Automated time tracking and billing for law firms.
Founded 2023United States$56Mlast round Mar 2026 - 13
CredibleXEmpowering SME Growth Through Embedded Financing and Business Solutions CredibleX is a UAE-based embedded finance lender enabling ecosystem partners to offer SMEmpowering SME Growth Through Embedded Financing and Business Solutions CredibleX is a UAE-based embedded finance lender enabling ecosystem partners to offer SM
Founded 2023Abu Dhabi, United Arab Emirates$55Mlast round Dec 2024 - 14
Gaiiagaiia is a Canadian technology company that develops an all-in-one operating system tailored for telecommunications companies and Internet Service Providers (ISPs).gaiia is a Canadian technology company that develops an all-in-one operating system tailored for telecommunications companies and Internet Service Providers (ISPs).
Founded 2023Montreal, Canada$53Mlast round May 2026 - 15
HadriusHadrius is an AI-native compliance infrastructure designed for financial services firms, including Registered Investment Advisers (RIAs), broker-dealers, privatHadrius is an AI-native compliance infrastructure designed for financial services firms, including Registered Investment Advisers (RIAs), broker-dealers, privat
Founded 2023New York, United States$51Mlast round Jul 2026 - 16
Pave BankThe world's first multi-asset and programmable bankThe world's first multi-asset and programmable bank
Founded 2023Singapore, Georgia$44Mlast round Oct 2025 - 17
HyperlayerHyperlayer is a programmable banking platform based in London, United Kingdom.Hyperlayer is a programmable banking platform based in London, United Kingdom.
Founded 2023London, United Kingdom$40Mlast round Oct 2025 - 18
ExponentExponent Financial is an AI-powered financial platform that specializes in spend management, financing, and bookkeeping solutions for franchises, independent reExponent Financial is an AI-powered financial platform that specializes in spend management, financing, and bookkeeping solutions for franchises, independent re
Founded 2023New York, United States$40Mlast round May 2026 - 19
MakasíMakasí is a Brazilian fintech focused on construction financing, providing credit and financial solutions for residential building projects.Makasí is a Brazilian fintech focused on construction financing, providing credit and financial solutions for residential building projects.
Founded 2023Curitiba, Brazil$40Mlast round May 2025 - 20
TaxwireTaxwire is a New York-based company founded in 2023 that focuses on automating sales tax compliance for various sectors, including SaaS, tech-enabled companies,Taxwire is a New York-based company founded in 2023 that focuses on automating sales tax compliance for various sectors, including SaaS, tech-enabled companies,
Founded 2023New York, United States$34Mlast round Jun 2026 - 21
Lettuce FinancialLettuce Financial is a San Francisco-based FinTech and SaaS company founded in 2023 by Ran Harpaz.Lettuce Financial is a San Francisco-based FinTech and SaaS company founded in 2023 by Ran Harpaz.
Founded 2023San Francisco, United States$28Mlast round Nov 2025 - 22
Midstream HealthMidstream Health is a healthcare company.Midstream Health is a healthcare company.
Founded 2023San Francisco, United States$27Mlast round Oct 2026 - 23
BastionBastion is a US-regulated financial institution that specializes in providing a regulated wallet API for businesses to launch compliant crypto payments and tradBastion is a US-regulated financial institution that specializes in providing a regulated wallet API for businesses to launch compliant crypto payments and trad
Founded 2023Boissy-sous-Saint-Yon, United States$26Mlast round Sept 2025 - 24
Spektrspektr is an AI-powered compliance infrastructure platform based in Copenhagen, Denmark, founded in 2023.spektr is an AI-powered compliance infrastructure platform based in Copenhagen, Denmark, founded in 2023.
Founded 2023Copenhagen, Denmark$25Mlast round Apr 2026 - 25
GreenboardGreenboard is an AI-native compliance and operations software company founded in 2023 by Dave Feldman and Ed Schembor.Greenboard is an AI-native compliance and operations software company founded in 2023 by Dave Feldman and Ed Schembor.
Founded 2023New York, United States$25Mlast round May 2026 - 26
SantéSanté is a technology company based in New York that specializes in developing an AI-powered point-of-sale (POS) operating system tailored for liquor stores, spSanté is a technology company based in New York that specializes in developing an AI-powered point-of-sale (POS) operating system tailored for liquor stores, sp
Founded 2023New York, United States$23Mlast round Oct 2026 - 27
SpikoSpiko is a Paris-based fintech company founded in 2023.Spiko is a Paris-based fintech company founded in 2023.
Founded 2023Paris, France$22Mlast round Jul 2025 - 28
PierPier, also known as Pier Finance, is a financial technology company based in San Francisco, founded in 2023.Pier, also known as Pier Finance, is a financial technology company based in San Francisco, founded in 2023.
Founded 2023Boca Raton, Brazil$21Mlast round Jan 2024 - 29
RockFiNous construisons une nouvelle gestion privée.Nous construisons une nouvelle gestion privée.
Founded 2023Paris, France$19Mlast round Mar 2025 - 30
CandorIQCandorIQ is an AI-powered enterprise software company founded in 2023 and based in San Francisco, California.CandorIQ is an AI-powered enterprise software company founded in 2023 and based in San Francisco, California.
Founded 2023San Francisco, United States$18Mlast round Oct 2026 - 31
Penguin SecuritiesPenguin Securities is a regulated financial services provider based in Singapore, specializing in institutional-grade digital asset investment products.Penguin Securities is a regulated financial services provider based in Singapore, specializing in institutional-grade digital asset investment products.
Founded 2023Singapore, Singapore$18Mlast round Feb 2026 - 32
AboonWe're not just another TPA.We're not just another TPA.
Founded 2023New York, United States$18Mlast round Oct 2025 - 33
AveniaAvenia is a financial technology company based in São Paulo, Brazil, specializing in borderless liquidity and cross-border payment infrastructure.Avenia is a financial technology company based in São Paulo, Brazil, specializing in borderless liquidity and cross-border payment infrastructure.
Founded 2023Sao Paulo, Brazil$17Mlast round Feb 2026 - 34
Safqah CapitalSafqah Capital is a fintech and proptech company based in Riyadh, established in February 2023.Safqah Capital is a fintech and proptech company based in Riyadh, established in February 2023.
Founded 2023Riyadh, Saudi Arabia$15Mlast round Feb 2026 - 35
FinpilotFinpilot uses artificial intelligence to explore publicly available corporate files and respond to research requests in natural language.Finpilot uses artificial intelligence to explore publicly available corporate files and respond to research requests in natural language.
Founded 2023Seattle, United States$14Mlast round Nov 2026 - 36
QomodoQomodo is an Italian fintech company based in Milan, specializing in digital payment solutions.Qomodo is an Italian fintech company based in Milan, specializing in digital payment solutions.
Founded 2023Milan, Italy$14Mlast round Jan 2025 - 37
SyntheticFiSyntheticFi LLC is a financial technology company based in San Francisco, specializing in low-cost, tax-efficient securities-backed lending solutions.SyntheticFi LLC is a financial technology company based in San Francisco, specializing in low-cost, tax-efficient securities-backed lending solutions.
Founded 2023Bonita Springs, United States$14Mlast round Jun 2026 - 38
InfiniaInfinia is a global money movement and account infrastructure company that offers a single API for collecting, converting, KYC, and making payments in local curInfinia is a global money movement and account infrastructure company that offers a single API for collecting, converting, KYC, and making payments in local cur
Founded 2023Montevideo, Uruguay$14Mlast round Jul 2026 - 39
EnzaEnza Group is a fintech company founded in 2023, based in New Cairo, Egypt, with regional offices in Abu Dhabi, Cape Town, and Nigeria.Enza Group is a fintech company founded in 2023, based in New Cairo, Egypt, with regional offices in Abu Dhabi, Cape Town, and Nigeria.
Founded 2023Cairo, Egypt$13Mlast round Nov 2026 - 40
AltisAltis is a Brazilian company specializing in embedded credit infrastructure.Altis is a Brazilian company specializing in embedded credit infrastructure.
Founded 2023Sao Paulo, Brazil$13Mlast round Dec 2025 - 41
OffDealOffDeal is an AI-native investment bank founded in 2023, specializing in mergers and acquisitions (M&A) for small and mid-sized businesses.OffDeal is an AI-native investment bank founded in 2023, specializing in mergers and acquisitions (M&A) for small and mid-sized businesses.
Founded 2023New York, United States$12Mlast round Jul 2025 - 42
AxiologyAxiology is a capital markets infrastructure provider based in Vilnius, Lithuania.Axiology is a capital markets infrastructure provider based in Vilnius, Lithuania.
Founded 2023Vilnius, Lithuania$11Mlast round Feb 2026 - 43
SynthesysSynthesys is a financial technology company that focuses on tokenized capital markets.Synthesys is a financial technology company that focuses on tokenized capital markets.
Founded 2023Singapore, Singapore$11Mlast round Oct 2025 - 44
PineGapPineGap is an AI-powered equity research platform for Wall Street.PineGap is an AI-powered equity research platform for Wall Street.
Founded 2023New York, United States$11Mlast round Aug 2026 - 45
PontoroPontoro is a financial technology company located in Mountain View, California.Pontoro is a financial technology company located in Mountain View, California.
Founded 2023Mountain View, United States$10Mlast round Jan 2026 - 46
Kubera HealthKubera Health is a healthcare software company based in New York.Kubera Health is a healthcare software company based in New York.
Founded 2023New York, United States$9.5Mlast round Jun 2026 - 47
LittleFishlittlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021.littlefish is a Johannesburg-based fintech and merchant-services platform founded in 2021.
Founded 2023Johannesburg, South Africa$9.5Mlast round Mar 2026 - 48
ROHROH, or Roh Platforms Inc., is a fintech and Vertical SaaS company based in New York, NY.ROH, or Roh Platforms Inc., is a fintech and Vertical SaaS company based in New York, NY.
Founded 2023New York, United States$9.2Mlast round Apr 2025 - 49
PulposPulpos (PulpOS) is a cloud-based operating system and AI-powered point-of-sale (POS) platform tailored for independent retailers and small-to-medium enterprisesPulpos (PulpOS) is a cloud-based operating system and AI-powered point-of-sale (POS) platform tailored for independent retailers and small-to-medium enterprises
Founded 2023Mexico City, Mexico$9.0Mlast round Apr 2026 - 50
StayStay is a Brazilian fintech that specializes in corporate financial benefits.Stay is a Brazilian fintech that specializes in corporate financial benefits.
Founded 2023Sao Paulo, Brazil$8.3Mlast round Oct 2026
Mexico City, Mexico
Central, Hong Kong SAR China
United States
London, United Kingdom
Rome, Italy
São Paulo, Brazil
Abu Dhabi, United Arab Emirates
Montreal, Canada
Singapore, Georgia
Copenhagen, Denmark
Paris, France
Singapore, Singapore
Riyadh, Saudi Arabia
Montevideo, Uruguay
Cairo, Egypt
Vilnius, Lithuania
Johannesburg, South AfricaCompanies founded in 2023 whose funding rounds we classed in this sector, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.
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SFintech startups worldwide3,200 companies · $94BRS
KFintech startups in the United States1,301 companies · $55B
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FCFintech startups in Europe749 companies · $30BRK
RFintech startups that raised in 2026665 companies · $30B in 2026FC
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CFintech startups in the United Kingdom342 companies · $23BRKRFintech startups in the United States that raised in 2026257 companies · $22B in 2026K
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IFintech startups in New York217 companies · $21BSR
AFintech startups in Bay Area212 companies · $22BMore lists worldwide
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RPHealth startups worldwide12,811 companies · $81B
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XAI startups worldwide10,238 companies · $830BGVVRPBiotech startups worldwide7,127 companies · $70B
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FTBig data startups worldwide3,812 companies · $220BOABAI startups that raised in 20262,922 companies · $540B in 2026FT
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PEnergy providers startups worldwide2,808 companies · $152B
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OMarketing tech startups worldwide2,728 companies · $28B
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DCustomer service startups worldwide2,637 companies · $64B