Top list · Worldwide
Banking-as-a-service startups worldwide
96 banking-as-a-service startups worldwide have raised money in rounds we track. These are the 50 that have raised the most, $2.9B between them, with the United States the most common home.
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TrueLayerTrueLayer is a leading open banking payments network based in London, founded in 2016.TrueLayer is a leading open banking payments network based in London, founded in 2016.
Founded 2016London, United Kingdom$376Mlast round Oct 2026 - 2
ProvuProvu is a fintech company that provides online payment solution such as credit and loan facilities.Provu is a fintech company that provides online payment solution such as credit and loan facilities.
Founded 2015São Paulo, Brazil$253Mlast round Nov 2021 - 3
AugustusAugustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck.Augustus is a global payments and clearing platform, previously known as Ivy, founded in 2022 by Ferdinand Dabitz, Joshua Becker, Simon Wimmer, and Peter Lieck.
Founded -Munich, United States$180Mlast round Jul 2026 - 4
Kroo BankKroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app.Kroo Bank is a British neobank based in London, offering retail banking services exclusively through its mobile app.
Founded 2016London, United Kingdom$153Mlast round Aug 2026 - 5
Volume PaymentsVolume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.Volume Payments, operating as Volume, is a London-based FinTech startup that specializes in global business payments.
Founded 2021London, United Kingdom$146Mlast round Jun 2024 - 6
NexteamHire vetted FP&A, accounting, investment banking, and corporate finance professionals in as little as 48 hours through dedicated or on-demand support.Hire vetted FP&A, accounting, investment banking, and corporate finance professionals in as little as 48 hours through dedicated or on-demand support.
Founded -France$134Mlast round May 2018 - 7
StyloPayStyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions.StyloPay is a UK-based FinTech company founded in 2014, specializing in payment-as-a-service solutions.
Founded 2014London, United Kingdom$122Mlast round Nov 2020 - 8
RappiPayRappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals andRappiPay is a Colombia-based fintech platform that offers solutions such as payments processing, digital money transfers, and online banking for individuals and
Founded 2019Bogota, Colombia$114Mlast round Sept 2022 - 9
Kesh BankTransformamos a relação entre empresas, colaboradores e suas finanças.Transformamos a relação entre empresas, colaboradores e suas finanças.
Founded -Vila Olímpia, Brazil$107Mlast round Aug 2026 - 10
Climate First BankClimate First Bank is a values-based digital community bank headquartered in St.Climate First Bank is a values-based digital community bank headquartered in St.
Founded 2020Saint Petersburg, United States$97Mlast round Jun 2026 - 11
LulaLula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized Enterprises (SMEs).Lula is a prominent South African fintech company focused on enhancing business banking and funding for Small and Medium-sized Enterprises (SMEs).
Founded 2014Cape Town, South Africa$85Mlast round Feb 2026 - 12
BANCOMATBANCOMAT S.p.A.BANCOMAT S.p.A.
Founded 2017Rome, Italy$81Mlast round Jun 2024 - 13
ConstantinopleConstantinople is a fintech startup based in Sydney, founded in 2022 by former Westpac executives Macgregor Duncan and Dianne Challenor.Constantinople is a fintech startup based in Sydney, founded in 2022 by former Westpac executives Macgregor Duncan and Dianne Challenor.
Founded 2022Sydney, Australia$77Mlast round Aug 2026 - 14
QI TechQI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo.QI Tech is a prominent Brazilian fintech company founded in 2018, headquartered in São Paulo.
Founded 2018Sao Paulo, Brazil$63Mlast round Jul 2025 - 15
Solid Financial Technologies, IncSolid is a California-based fintech platform that provides solutions such as digital banking and payment processing for individuals and businesses.Solid is a California-based fintech platform that provides solutions such as digital banking and payment processing for individuals and businesses.
Founded 2019San Mateo, United States$63Mlast round Aug 2022 - 16
Brite PaymentsBrite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often refBrite Payments is a Swedish fintech company founded in 2019, specializing in real-time Instant Account-to-Account (A2A) payments through Open Banking, often ref
Founded 2019Stockholm, Sweden$60Mlast round Oct 2023 - 17
AtomicAtomic Financial is a FinTech and Banking Technology company based in Salt Lake City, Utah, founded in 2019.Atomic Financial is a FinTech and Banking Technology company based in Salt Lake City, Utah, founded in 2019.
Founded 2019Salt Lake City, United States$55Mlast round Sept 2026 - 18
JonesTradingJonesTrading is a prominent relationship brokerage and banking firm, established in 1975.JonesTrading is a prominent relationship brokerage and banking firm, established in 1975.
Founded 1975Thousand Oaks, United States$50Mlast round Apr 2007 - 19
OhpenOhpen is a financial technology company based in the Netherlands, founded in 2009 by a team of bankers and software engineers.Ohpen is a financial technology company based in the Netherlands, founded in 2009 by a team of bankers and software engineers.
Founded 2009Amsterdam, Canada$48Mlast round Feb 2018 - 20
SyncteraSynctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in SaSynctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, with additional locations in Sa
Founded 2020San Francisco, United States$40Mlast round Nov 2026 - 21
UY3UY3 is a Brazilian fintech established in 2021, specializing in Credit-as-a-Service (CaaS).UY3 is a Brazilian fintech established in 2021, specializing in Credit-as-a-Service (CaaS).
Founded -Porto Alegre, Brazil$37Mlast round Jan 2026 - 22
AmdaxAmdax is a fully regulated digital asset company based in Amsterdam, Netherlands, founded in 2019.Amdax is a fully regulated digital asset company based in Amsterdam, Netherlands, founded in 2019.
Founded 2019Amsterdam, Netherlands$35Mlast round Oct 2025 - 23
FlowPayFlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP.
FlowPay is a payment institution authorized by the BOI under PSD2 as PISP and AISP.
Founded 2019Czechia$33Mlast round Mar 2025 - 24
Central PaymentsCentral Payments is a financial technology company based in Sioux Falls, South Dakota, founded in 2014.Central Payments is a financial technology company based in Sioux Falls, South Dakota, founded in 2014.
Founded 2014Sioux Falls, United States$30Mlast round Aug 2022 - 25
XfersXfers is a Singaporean-based payment processing gateway offering credit card processing and Internet banking transfers.Xfers is a Singaporean-based payment processing gateway offering credit card processing and Internet banking transfers.
Founded -Singapore, Singapore$30Mlast round Mar 2021 - 26
RoutefusionRoutefusion is a financial infrastructure provider based in Austin, Texas, focused on cross-border payments and global banking-as-a-service solutions.Routefusion is a financial infrastructure provider based in Austin, Texas, focused on cross-border payments and global banking-as-a-service solutions.
Founded 2018Austin, United States$27Mlast round Oct 2025 - 27
AutoRABITAutoRABIT is a global enterprise software company founded in 2015, specializing in DevSecOps and security solutions tailored for Salesforce.AutoRABIT is a global enterprise software company founded in 2015, specializing in DevSecOps and security solutions tailored for Salesforce.
Founded 2015San Francisco, United States$26Mlast round May 2022 - 28
Cash CreditCash Credit, officially known as “Кеш Кредит” ЕАД, is a non-banking financial institution based in Sofia, Bulgaria.Cash Credit, officially known as “Кеш Кредит” ЕАД, is a non-banking financial institution based in Sofia, Bulgaria.
Founded 2011Sofia, Bulgaria$25Mlast round Aug 2013 - 29
FranqFranq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina.Franq is a Brazilian fintech startup founded in 2019 and based in Florianópolis, Santa Catarina.
Founded 2019Florianopolis, Brazil$25Mlast round May 2026 - 30
MovenMoven, officially known as Movencorp Newco Inc., is a fintech company based in New York City, specializing in consumer spending analytics and mobile banking solutions.Moven, officially known as Movencorp Newco Inc., is a fintech company based in New York City, specializing in consumer spending analytics and mobile banking solutions.
Founded 2011Fort Lauderdale, United States$24Mlast round Oct 2015 - 31
BKN301BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments.BKN301 is a London-based fintech infrastructure provider that specializes in Banking-as-a-Service (BaaS) and digital payments.
Founded 2021London, United Kingdom$24Mlast round Apr 2025 - 32
Monument TechnologyMonument Technology is a London-based provider of Banking Platform-as-a-Service (BPaaS) solutions, established in 2023.Monument Technology is a London-based provider of Banking Platform-as-a-Service (BPaaS) solutions, established in 2023.
Founded 2023United Kingdom$24Mlast round Jun 2026 - 33
BanxwareBanxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solutionBanxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate solution
Founded -Berlin, Germany$23Mlast round Jun 2025 - 34
NovoPaymentNovoPayment is a fintech company specializing in Banking as a Service (BaaS), providing a robust, API-driven core solution for digital banking, payments, and caNovoPayment is a fintech company specializing in Banking as a Service (BaaS), providing a robust, API-driven core solution for digital banking, payments, and ca
Founded 2007Miami, United States$20Mlast round Nov 2024 - 35
AeropayAeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller.Aeropay is a financial technology company based in Chicago, Illinois, founded in 2017 by Daniel Muller.
Founded 2017Chicago, United States$20Mlast round May 2024 - 36
StablecoreStablecore is a Dallas-based financial technology company founded in 2025.Stablecore is a Dallas-based financial technology company founded in 2025.
Founded 2025Dallas, United States$20Mlast round Sept 2025 - 37
Bank of GeorgetownBank of Georgetown was a community bank located in Washington, DC, dedicated to relationship banking for local businesses and individuals.Bank of Georgetown was a community bank located in Washington, DC, dedicated to relationship banking for local businesses and individuals.
Founded 2005Vienna, United States$18Mlast round Dec 2013 - 38
Buckzy PaymentsBuckzy Payments is a fintech company enabling cross-border real-time payments and Banking-as-a-Service.Buckzy Payments is a fintech company enabling cross-border real-time payments and Banking-as-a-Service.
Founded 2018Toronto, Canada$16Mlast round Dec 2022 - 39
ProductfyProductfy is a Banking as a Service (BaaS) platform that helps fintechs and brand innovators launch embedded financial products like payments, deposits, and card issuance.Productfy is a Banking as a Service (BaaS) platform that helps fintechs and brand innovators launch embedded financial products like payments, deposits, and card issuance.
Founded 2018San Jose, United States$16Mlast round Oct 2021 - 40
Memo BankMemo Bank is an independent French bank based in Paris, specializing in transactional banking for companies.Memo Bank is an independent French bank based in Paris, specializing in transactional banking for companies.
Founded 2017Paris, France$16Mlast round Jun 2021 - 41
Card91CARD91 is a Bengaluru-based Issuance Platform-as-a-Service (PaaS) company that specializes in secure payment infrastructure.CARD91 is a Bengaluru-based Issuance Platform-as-a-Service (PaaS) company that specializes in secure payment infrastructure.
Founded 2020Bengaluru, India$13Mlast round Mar 2022 - 42
Fiat RepublicFiat Republic is a London-based Banking-as-a-Service (BaaS) platform founded in 2021.Fiat Republic is a London-based Banking-as-a-Service (BaaS) platform founded in 2021.
Founded 2021London, United Kingdom$11Mlast round Dec 2025 - 43
myTUmyTU, also known as Travel Union, is a Lithuanian fintech company and AI-native digital banking platform based in Vilnius.myTU, also known as Travel Union, is a Lithuanian fintech company and AI-native digital banking platform based in Vilnius.
Founded 2019Vilnius, Lithuania$11Mlast round Mar 2025 - 44
USUALUsual is a decentralized fintech protocol established in 2022 in France by Usual Labs.Usual is a decentralized fintech protocol established in 2022 in France by Usual Labs.
Founded 2022Paris, United States$10Mlast round Dec 2024 - 45
KosliKosli is an enterprise software company based in Oslo, Norway, founded in 2019.Kosli is an enterprise software company based in Oslo, Norway, founded in 2019.
Founded 2019San Francisco, United States$10Mlast round Mar 2025 - 46
iPeakoiniPeakoin is a Singapore-based digital banking platform that provides solutions such as cash flow and digital asset management for individuals and businesses.iPeakoin is a Singapore-based digital banking platform that provides solutions such as cash flow and digital asset management for individuals and businesses.
Founded 2020San Jose, Singapore$10Mlast round Nov 2023 - 47
OnsettoOnsetto is a financial technology company based in Minneapolis, founded in 2025.Onsetto is a financial technology company based in Minneapolis, founded in 2025.
Founded 2025Minneapolis, United States$9.0Mlast round Apr 2026 - 48
Piedmont BancorpPiedmont Bancorp operates as a bank holding company and offers personal and commercial banking services.Piedmont Bancorp operates as a bank holding company and offers personal and commercial banking services.
Founded 2006United States$8.3Mlast round Jan 2013 - 49
TotTot is a private fintech company based in Milan, Italy, founded in 2021.Tot is a private fintech company based in Milan, Italy, founded in 2021.
Founded 2023Milan, Italy$8.2Mlast round Sept 2025 - 50
FinoaFinoa is a prominent European FinTech company based in Berlin, Germany, specializing in digital asset custody and staking services.Finoa is a prominent European FinTech company based in Berlin, Germany, specializing in digital asset custody and staking services.
Founded 2019Berlin, Germany$8.2Mlast round Jan 2024
London, United Kingdom
São Paulo, Brazil
Munich, United States
France
Bogota, Colombia
Cape Town, South Africa
Rome, Italy
Sydney, Australia
Stockholm, Sweden
Amsterdam, Canada
Amsterdam, Netherlands
Czechia
Singapore, Singapore
Sofia, Bulgaria
Berlin, Germany
Bengaluru, India
Vilnius, LithuaniaCompanies whose own description names this theme, ranked by the total they have raised in rounds we hold. Nobody pays to be on a list.
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