ThriveCash

ThriveCash is a FinTech company based in San Francisco, California, founded in 2017 by Deepak Rao and Siddharth Batra.

The company focuses on providing accessible financial resources to undergraduate, graduate, and international students. ThriveCash aims to empower young professionals by offering loans that help cover expenses before their jobs or internships begin, without requiring U.S. citizenship, a Social Security Number, or a hard credit check. The primary product is a mobile lending application that allows students to secure personal loans based on their internship or job offer letters. Students can unlock funds up to 25% of their total salary, with a maximum cap of $25,000. The repayment terms are flexible, with loans for internships typically due within three months and those for employment allowing up to 12 months. ThriveCash operates across 48 colleges and universities in the U.S., making it a valuable resource for students navigating the financial challenges of starting their careers.