SardexPay

SardexPay is a FinTech digital platform located in Serramanna, Italy.

It enables businesses, freelancers, and associations to exchange goods and services using a complementary currency called "Sardex," which is pegged 1:1 to the Euro. The platform serves the business-to-business (B2B) sector, allowing over 7,000 companies in Italy to trade without cash while maintaining their Euro liquidity and accessing an additional line of credit at zero interest. Key offerings include a multilateral trading network, a digital account system for balance tracking, and promotional tools to connect members with new clients and suppliers. SardexPay also provides a mobile app for payments and balance monitoring, the Efficio+ service, and a digital SardexPay card for easy transactions. The company primarily targets Italian small and medium-sized enterprises (PMI), freelancers, and professional associations looking for alternative payment methods and improved cash flow. Founded in 2009, SardexPay operates as a licensed Electronic Money Institution (EMI) under the supervision of the Bank of Italy.