
Mexico · Information technology & services startup
R2 is a Latin American embedded finance platform founded in 2020 and based in Mexico City, Mexico.
Funding reportedLast round: Debt financing
R2 is a Latin American embedded finance platform founded in 2020 and based in Mexico City, Mexico.
The company aims to provide frictionless capital access to over 40 million small and medium businesses (SMBs) in the region. R2 offers a "Lending-as-a-Service" infrastructure that allows technology companies, including payment processors, point-of-sale systems, marketplaces, and e-commerce platforms, to provide financing to their merchants without assuming credit risk. The platform features an API-first solution that manages the entire lending process, incorporating machine learning-based underwriting, compliance, and collections. R2 operates in Mexico, Chile, Colombia, and Peru, partnering with notable companies such as Rappi, Clip, PayU, and inDrive. The company is supported by prominent investors, including Y Combinator, General Catalyst, and Google's Gradient Ventures, and primarily operates within the financial software industry.
Funding, as reported
What they build
Known for
api for real-time credit decisionsapi error handlingconsumersdigital platform integrationreservenon-bank financial servicesmerchant creditmerchant financing apiapi documentationapi sandbox environmentmerchant data sharinginformation technology & servicesfinancial servicesfinanceapi request/responsemulti-country fintech
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