Point Card

Point Card is a financial technology company based in San Francisco, founded in November 2018.

The company aims to redefine the debit card experience by offering premium rewards and protections typically associated with credit cards, without the risk of debt. Its flagship product is the Point Premium Debit Card, which features a high-reward points system, comprehensive insurance benefits, and a user-friendly digital banking platform through the Point App. The Point Premium Debit Card allows users to earn points on various purchases, including 5x points on subscription services and 3x points on food delivery. The card has an annual membership fee and offers free ATM withdrawals, along with no foreign transaction fees. In 2023, Point Card shifted its focus to luxury financial services, introducing an invitation-only charge card for ultra-high-net-worth individuals. The company is backed by notable investors and has raised a total of $60 million in funding.