OPay

OPay is a fintech company founded in 2018, focused on providing a comprehensive financial services platform in emerging markets.

Primarily operating in Nigeria, it also serves users in Egypt, Pakistan, and Indonesia. OPay aims to promote financial inclusion for unbanked and underbanked individuals. The platform offers a range of consumer services, including digital wallet functionality, money transfers, bill payments, savings, and access to credit. Users can manage everyday financial tasks such as payments, airtime and data top-ups, and merchant payments through a mobile-based app. For businesses, OPay provides payment acceptance solutions, POS services, and business management tools, catering to both small merchants and larger enterprises. In addition to its core services, OPay features transportation and food delivery options like ORide, OTrike, OBus, and OFood, along with investment products such as OKash and OWealth. The platform has gained significant traction, with tens of millions of users, agents, and merchants relying on its services for their financial needs.