NymCard

NymCard is a regulated Banking-as-a-Service (BaaS) and embedded finance platform based in Dubai, UAE.

Founded in 2018 by Omar Onsi, the company aims to modernize payments in the MENA region. NymCard provides a comprehensive payments infrastructure that allows banks, fintechs, and businesses to issue cards, enable lending, and facilitate money movement through its API-driven system called nCore. The platform offers a range of services, including card issuing for various types of cards, integrated lending solutions like Buy Now Pay Later, and real-time global money movement. NymCard's technology is built from the ground up, making it the only MENA-based BaaS provider with a fully developed tech stack. The company operates across multiple countries in the MENA region and Pakistan, serving a diverse clientele that includes banks, fintechs, large enterprises, and telecom providers. NymCard focuses on accelerating digital transformation and financial inclusion in emerging markets.