NAOS Finance

NAOS Finance is a decentralized finance (DeFi) and real-world asset (RWA) lending protocol that connects traditional finance with blockchain technology.

Founded between 2020 and 2021 and based in Singapore or Taipei, the company focuses on enabling permissionless borrowing and lending transactions for lenders and small to medium-sized enterprises (SMEs). The core offering of NAOS Finance is its ability to tokenize real-world assets, facilitating lending workflows that do not rely on traditional intermediaries. The platform supports various financing structures, including invoice financing and loans backed by real-world assets. It aims to create a decentralized credit ecosystem that automates the integration of these assets into lending processes. NAOS Finance targets SMEs seeking financing, DeFi lenders looking for stable income streams, and corporate borrowers who can use real-world assets as collateral. The platform features a native token, NAOS, which is associated with its lending protocol and marketplace.