N26

N26 is a German fintech and neobank based in Berlin, providing a fully mobile banking experience for individuals and businesses in Europe and the United States.

Founded in 2013 by Valentin Stalf and Maximilian Tayenthal, N26 operates with a full German banking license and has grown to serve over 7 million customers across 25 markets. The company offers a range of financial services through its mobile app and desktop interface, including digital transaction accounts, debit cards, overdrafts, international transfers, investment products, and savings tools. N26 features a subscription model with various tiers, catering to both individual users and businesses. The company targets younger, tech-savvy consumers who value transparency and convenience in banking. N26 aims to enhance the relationship people have with money by eliminating physical branches and hidden fees, achieving profitability in 2024.