Lidya

Lidya is a fintech and digital lending company founded in 2016, dedicated to helping small and medium-sized enterprises (SMEs) access credit and working capital, particularly in Ni

geria and other emerging markets. The company aims to provide a secure and flexible credit infrastructure, making funding faster and fairer for African businesses. Lidya offers a range of services, including digital credit assessment, loan origination, and loan servicing. It utilizes data analytics and machine-learning-based scoring to evaluate creditworthiness and streamline the lending process. Its products include working capital loans, invoice financing, and asset financing. The platform allows SMEs to apply for loans online, with decisions typically made within 24 to 48 hours, and loan amounts can range from $500 to $50,000. Headquartered in Greenbelt, Maryland, Lidya has a strong operational presence in Lagos, Nigeria, and additional teams in Portugal, Poland, and the Czech Republic. The company has supported over 100,000 businesses, focusing on ambitious entrepreneurs in need of quick funding.