Korea Credit Data

Korea Credit Data (KCD) is a leading data business in South Korea, specializing in management services for business owners and consumer decision-support tools.

The company focuses on making business operations easier, faster, and smarter, with a strong emphasis on empathy for business owners. KCD collects and analyzes extensive data from around 2.2 million business establishments, processing approximately 150 trillion KRW in transaction data annually to support economic decision-making. KCD offers several key services, including CashNote, a management service utilized by around 800,000 businesses, and PayNote, which connects consumers with the card industry's data ecosystem to aid in purchasing decisions. The company also provides a data analytics platform that delivers fast and accurate insights for small business owners. Additionally, KCD has launched the CashNote Lotte Card, a private label credit card that offers benefits such as accrual on usage amounts and convenient payment options.