Kontomatik

Kontomatik is a fintech company based in Warsaw, Poland, founded in 2009.

It specializes in open banking and financial data analysis, offering a secure, read-only banking API that allows businesses to aggregate and analyze customer bank account data. The company operates in 11 to 12 European markets and connects to over 130 banks, serving more than 200 clients across various sectors. Kontomatik provides a range of services, including account information services, instant identity verification, credit scoring, transaction labeling, and financial behavior profiling. Its proprietary machine learning technology enhances data analysis, enabling businesses to gain insights into customer spending behavior and automate processes like invoice management. As a regulated Account Information Service Provider (AISP) under PSD2, Kontomatik adheres to international security standards and EU data protection regulations, ensuring secure data handling with user consent.