IronGrid

IronGrid is an AI-powered insurance company based in San Francisco, CA, founded in 2025.

The company specializes in physics-informed risk models and performance-based insurance for complex hardware systems, particularly focusing on batteries and emerging climate technology. With a small team and backing from Y Combinator, IronGrid has raised $4.1 million in pre-seed funding to innovate insurance models that utilize physics-based simulations, live telemetry, machine learning, and sensor data for accurate risk prediction and automated underwriting. IronGrid's core technology includes models that simulate hardware performance to predict degradation, taking into account factors like climate risk and infrastructure data. The company offers performance warranties and insurance-backed solutions for commercial and utility-scale battery storage systems, as well as risk modeling for various hardware applications, including hydrogen production, smart sensors, and autonomous systems. IronGrid aims to enhance the insurance experience by providing data-driven coverage that automates workflows for improved speed and accuracy in underwriting.