India · Financial services startup
India · indiagold
indiagold is a digital gold lending fintech company founded in 2020, focused on providing accessible and flexible working capital gold loans for self-employed individuals and small business owners.
Funding reportedLast round: Series A
About indiagold
indiagold is a digital gold lending fintech company founded in 2020, focused on providing accessible and flexible working capital gold loans for self-employed individuals and small business owners.
Operating under Flat White Capital Private Limited, the company holds an NBFC license for gold lending and serves major Indian cities such as Delhi, Mumbai, and Chennai. The company offers gold-backed loans where customers can use their physical gold ornaments as collateral. Borrowers can receive 75-85% of the gold's market value, with loan tenures ranging from 61 days to 12 months. Interest rates start at 0.85% per month. Additionally, indiagold provides digital gold investment solutions, allowing customers to invest in gold assets digitally, and operates a B2B gold loan platform to enhance the gold loan experience for banks and other financial institutions.
What company datasets say indiagold raised
Funding, as reported
On 4 portfolio pages
Investors who name them
Each firm lists indiagold on its own website. That is the firm's claim, a weaker thing than a round we watched, but a named source.
The company, in detail
What they build
Known for
nbfc partnershipsgrowthaffordable loansconsumerslowest interest ratepaperless loan processindia fintech startupsstrategic partnershipsloan approval processloan approval automationfintech platformcollaborative bankingfinancial health improvementdigital gold loansfintech growth indiagold asset digitization
Built with from their website
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- Sector
- Financial services
- Industry code
- NAICS 52239, 522291, 523940, SIC 6141, 6282
- Region
- Haryana
- Revenue
- 2.2M a year, as listed
Financial services in India
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