hiveonline ApS

hiveonline ApS is a Danish fintech startup based in Copenhagen, founded in 2016.

The company focuses on inclusive decentralized finance for smallholder farmers, savings groups, cooperatives, and underserved communities, particularly in sub-Saharan Africa. Its mission is to connect informal rural economies with formal financial systems through blockchain-based tools that create trusted data and secure financial records. The company operates a mobile-based digital finance platform that provides access to credit, markets, agricultural inputs, and various financial services. Its offerings support the entire agricultural lifecycle, including lending, payments, accounting, crop forecasting, and market linkage. hiveonline ApS aims to empower farmers and their organizations by facilitating participation in the digital economy and enhancing local agricultural ecosystems. The platform serves over 65,000 farmers across Africa, working alongside NGOs, microfinance institutions, and other partners to promote financial inclusion and improve market opportunities.