Hedvig

Hedvig is a digital insurance company based in Stockholm, Sweden, offering user-friendly insurance solutions for homeowners, renters, and students through its mobile app.

Founded between 2016 and 2018, Hedvig operates as a full-stack EU-licensed insurance carrier across Scandinavia, including Sweden, Norway, and Denmark. The company is supervised by the Swedish Financial Supervisory Authority and is committed to a people-first business model that prioritizes customer satisfaction and transparency. Hedvig provides a range of personal lines insurance products, including home, pet, accident, car, student, and travel insurance. Customers can easily manage their policies and file claims instantly through the app, with an average claims processing time of just 8 minutes. The company serves over 200,000 customers and maintains a high customer satisfaction rating of 4.8/5 on Trustpilot. Hedvig's unique pricing model allocates 75% of premiums to cover claims, ensuring that their financial success is aligned with customer protection. Any surplus funds at the end of the year are donated to WeShelter, supporting efforts to combat homelessness in Denmark.