Ebie

Ebie is a Swedish fintech and insurance startup founded in 2020 by students from the Stockholm School of Economics and KTH Royal Institute of Technology.

Based in Stockholm, Ebie operates as an affiliated insurance broker to Gar-Bo Försäkring AB. The company focuses on the commercial leasing sector, providing innovative financial solutions that replace traditional security deposits and bank guarantees. Ebie's main product is Rental Guarantee Insurance, which allows commercial tenants to avoid tying up capital in deposits. Instead, they pay a small insurance premium, while landlords receive protection against unpaid rent and rental losses. Ebie also offers risk management tools to help real estate companies screen and monitor tenants. The company is developing a digital platform to streamline the application process for rental guarantee insurance, aiming to simplify the leasing experience for both landlords and tenants. Ebie has partnered with over 100 leading real estate companies in Sweden, significantly impacting the market by releasing over €10 million in deposits for its clients.