FloatMe

FloatMe is a U.S.-based fintech company headquartered in San Antonio, Texas.

Founded in 2018, it offers a mobile app designed to assist everyday Americans in achieving financial prosperity. The app provides short-term, interest-free cash advances, overdraft protection, and various financial wellness tools. The core features of FloatMe include cash advances, known as "Floats," which allow members to request amounts between $10 and $100 without credit checks or fees. The app also offers real-time balance alerts to help users avoid overdraft fees and provides tools for spending tracking, budgeting, and financial literacy. FloatMe operates on a subscription model, charging approximately $3.99 per month, with a 7-day free trial for new members. Targeting millennials and everyday consumers, FloatMe aims to provide alternatives to high-interest payday loans, helping users manage cash shortfalls and build emergency funds. With over 7 million app downloads, FloatMe has been recognized as one of the fastest-growing private companies in the U.S.