Emma

Emma is a Montreal-based insurtech company that specializes in 100% online life insurance.

Founded by Félix and Jacomo Deschatelets, Emma aims to democratize access to financial protection for Canadian families through technology. The company offers a simple and fast life insurance experience, making it a leader in the digital life insurance sector in Canada. Emma provides affordable, short-form term life insurance that can be obtained without medical exams, requiring only a health quiz. Key features include instant underwriting acceptance for coverage up to $750,000, a smart calculator to determine ideal coverage amounts, and same-day coverage issuance. Emma also offers funeral insurance to cover associated costs. The company targets Canadian families looking for a digital, human-centric approach to financial protection, partnering with other platforms to support families in achieving financial security.