Credit Key

Credit Key, also known as Snap Credit, is a financial technology startup based in Los Angeles, California.

Founded in 2015, the company focuses on modernizing the B2B payment landscape by providing instant and flexible business credit at the point of sale. With a mission to streamline traditional B2B financing, Credit Key offers a "Buy Now, Pay Later" (BNPL) solution that allows businesses to manage their capital effectively. The company's flagship product is a patented pay-over-time financing solution that integrates with eCommerce platforms and sales workflows. Credit Key provides instant credit decisions, flexible payment terms, and no application fees for business buyers. Additionally, it offers Enterprise Net Terms, an integrated checkout module, and tools for business buyers to manage their payment schedules. Credit Key assumes 100% of the payment risk, ensuring merchants receive their payments within 48 hours, which helps them reinvest and grow their operations. The company has raised over $150 million in funding and serves a diverse range of B2B industries, including restaurant supply, dental, publishing, agri-business, and printing.