credi2

credi2 is a prominent European fintech company based in Vienna, Austria, founded in 2015.

The company specializes in providing white-label, embedded lending solutions, particularly in the Buy Now, Pay Later (BNPL) and instalment financing sectors. Its awarded BNPL-as-a-Service platform enables banks, issuers, retailers, and OEMs to offer modern financing products efficiently. The company operates a fully automated technology platform that streamlines the launch of credit and debit financing products. This includes a modular approach that offers various financing options, such as instalment loans, revolving credit, and subscription financing. Notable branded products include cashpresso, which allows consumers to manage expenses in flexible instalments, and FINANCE A BIKE, tailored for bike purchases. credi2 targets banks, payment institutions, and retailers as primary clients, facilitating financing solutions for end consumers. The company has established partnerships with notable financial institutions and technology firms, serving customers mainly in Germany and Austria while expanding into other European markets.