Market map · United States
Payments market map: United States
49 payments startups based in the United States that have raised money in rounds we track, placed in 5 segments by what each says it does. Together they have raised $4.6B; the biggest segment is merchant payments and POS.
49startups on the map
5segments
$4.6Braised between them
Buy now, pay latermost funded segment
Funding by segment
- Merchant payments and POS$447M17
- Crypto and stablecoin payments$963M11
- Payments for businesses$752M11
- Buy now, pay later$2.2B5
- Cross-border and FX$180M5
Where they are based
- United States49$4.6B
United StatesFounded
13Earlier
112
313
414
415
416
217
318
119
220
21
422
123
324
25
26
4 without a founding year on record.
Total raised
- Under $1M4
- $1M to $10M16
- $10M to $50M17
- $50M to $250M7
- $250M to $1B4
- $1B and over1
Each dot is a startup: the year it was founded across, the total it has raised up (each line is ten times the one below). Pick a segment to pick it out.
44 of 49 startups shown; the rest have no founding year or amount on record.
- 1 to 2
- 3 to 7
- 8 to 24
- 25 to 99
- 100 and more
- United States49
Startups by country, 1 country in all.
Segment by segment
Merchant payments and POS
17 startups · $447M raised
FlutterwaveFlutterwave is a prominent fintech company founded in Nigeria and based in San Francisco.United States$250M
Standard CognitionCheckout Technologies creates AI powered technologies to reshape and enhance the relationship between physical retailers and shoppers.United States$86M
PaymentCloudPaymentCloud merchant services company that specializes in secure payment processing for any type of business.United States$25M
MoochoMoocho is the leading college rewards and payment app.United States$23M
pmtboxpmtbox is a financial software and payments infrastructure company based in Orem, Utah.United States$15M
OrderAheadOrderAhead is a mobile ordering and payments company that enables millions of users to order pickup from thousands of local merchants.United States$11M
FinMktFinMkt is a financial technology company based in New York City, specializing in embedded lending, point-of-sale financing, and paUnited States$10M
Payment ClubPaymentClub is a financial service company that offers payment processing and point-of-sale services.United States$7.0M
Crypto and stablecoin payments
11 startups · $963M raised
RippleRipple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.United States$596M
BitPayBitPay is a cryptocurrency payment service provider based in Atlanta, Georgia.United States$104M
Zerohashzerohash is a B2B digital asset infrastructure provider based in Chicago, Illinois, founded in 2017.United States$104M
VeemVeem is a San Francisco-based B2B payment platform founded in 2014.United States$49M
CyberaCYBERA is an AI-powered scam prevention and response company founded in 2020 and based in New York, NY.United States$39M
BastionBastion is a US-regulated financial institution that specializes in providing a regulated wallet API for businesses to launch compUnited States$26M
CoinflowCoinflow, based in Chicago, Illinois, is a payment service provider that enhances global financial infrastructure.United States$25M
CheckerChecker is a global financial infrastructure network that provides regulated financial institutions with access to stablecoin and United States$8.0M
Payments for businesses
11 startups · $752M raised
C2FOC2FO is a global platform focused on working capital and early payment solutions.United States$398M
CorteraCortera provides business-to-business payment and purchase behavior data and insights on public and private companies.United States$120M
StampliStampli is an AI-powered accounts payable (AP) automation platform founded in 2014 by brothers Eyal and Ofer Feldman.United States$93M
CandexCandex is a fintech master-vendor and B2B payments network that helps large enterprises, particularly Global 2000 companies, streaUnited States$47M
PaymerangPaymerang provides a streamlined invoice and payment automation platform that brings Accounts Payable (AP) departments into the modern age.United States$26M
NvoicepayNvoicepay is a fintech platform that delivers strategic payment solutions to automate accounts payable.United States$22M
Bento for BusinessBento offers a complete B2B payments solution that helps SMBs gain full control and visibility over their cash on one platformUnited States$16M
FinexioFinexio offers a smart B2B payment network system for buyers and sellers which links payment rails to automate commercial payments.United States$15M
Buy now, pay later
5 startups · $2.2B raised
AffirmBuy now pay later without the fees.United States$1.7B
SezzleSezzle provides a buy now, pay later solution platform.United States$331M
SunbitSunbit is a consumer financial technology company that specializes in point-of-sale "Buy Now, Pay Later" (BNPL) solutions for in-pUnited States$226M
DeferItDeferit is a bill budgeting and payment platform that helps individuals manage household bills through interest-free installment pUnited States$8.5MJybeJybe is a buy now pay later platform for digital subscriptions.United States$250K
Cross-border and FX
5 startups · $180M raised
OpenFXOpenFX is a fintech startup based in New York, founded in January 2024 by Prabhakar Reddy, who previously co-founded FalconX.United States$94M
RemitianRemitian is a Miami-based fintech company that offers an AI-powered SaaS platform designed to automate tax remittance, payments, aUnited States$27M
RoutefusionRoutefusion is a financial infrastructure provider based in Austin, Texas, focused on cross-border payments and global banking-as-United States$27M
PayCommercePayCommerce is a prominent enterprise-class platform based in Edison, New Jersey, specializing in cross-border payments and B2B teUnited States$22M
CitconCITCON is a global mobile wallet payment provider and fintech platform that facilitates cross-border commerce by connecting busineUnited States$9.8M
How this map is made. Every startup here has raised money in rounds we track, and is based in United States. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in payments, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.
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Who backs payments?
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