Market map · Worldwide

Payments market map

168 payments startups worldwide that have raised money in rounds we track, placed in 7 segments by what each says it does. Together they have raised $17B; the biggest segment is merchant payments and POS, with 44 companies.

168startups on the map
7segments
$17Braised between them
Buy now, pay latermost funded segment

Merchant payments and POS

44

+20 more

Cross-border and FX

40

+16 more

Crypto and stablecoin payments

25

+1 more

Buy now, pay later

22

Payments for businesses

20

Open banking and account-to-account

9

Payment orchestration

8

Segment by segment

Merchant payments and POS

44 startups · $3.2B raised

  1. Checkout.comCheckout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.United Kingdom$1.2B
  2. FlatpayFlatpay is a Danish fintech company founded in 2022, specializing in Point-of-Sale (POS) systems and payment processing solutions Denmark$336M
  3. FlutterwaveFlutterwave is a prominent fintech company founded in Nigeria and based in San Francisco.United States$250M
  4. Pine LabsPower your business with Pine Labs POS machines, payment gateways, prepaid solutions, credit processing and AI enabled fintech infIndia$207M
  5. Amazon PayAmazon Pay is an online payment service that makes checkout on your site fast and secure for hundreds of millions of Amazon customIndia$153M
  6. PayFactoPayFacto is a Montreal-based payment technology company founded in 2018, specializing in customized payment processing solutions, Canada$120M
  7. YocoYoco is a South African fintech company that specializes in point-of-sale payment hardware and software solutions for small and meSouth Africa$118M
  8. RazorpayEzetap is now Razorpay POS!India$107M

Cross-border and FX

40 startups · $2.9B raised

  1. EburyEbury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and businUnited Kingdom$570M
  2. EBANXEBANX is a prominent Brazilian fintech company founded in 2012, specializing in cross-border payment processing and international Brazil$460M
  3. ZepzZepz is a global digital cross-border payments platform that enables international money transfers.United Kingdom$432M
  4. JeevesJeeves is a B2B financial tech platform offering credit, funded corporate cards, and cross-border payments for businesses.India$210M
  5. ThunesThunes is a Singapore-based financial technology company that specializes in cross-border payments.Singapore$160M
  6. SokinSokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill.United Kingdom$146M
  7. PaysendPaysend is a financial technology company based in London, UK, founded in 2017.United Kingdom$134M
  8. HHercleItaly$110M

Crypto and stablecoin payments

25 startups · $1.4B raised

  1. RippleRipple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.United States$596M
  2. RedotPayRedotPay is a Hong Kong-based fintech company founded in April 2023 by Michael Gao and Jonathan Chan.Hong Kong SAR China$194M
  3. TNG FinTech GroupTNG Fintech is a digital wallet operator that offers electronic payment, money transfer, fund deposits, cryptocurrency trading andHong Kong SAR China$115M
  4. BitPayBitPay is a cryptocurrency payment service provider based in Atlanta, Georgia.United States$104M
  5. Zerohashzerohash is a B2B digital asset infrastructure provider based in Chicago, Illinois, founded in 2017.United States$104M
  6. Dtcpaydtcpay is a digital payments company based in Singapore, founded in 2019.Singapore$50M
  7. VeemVeem is a San Francisco-based B2B payment platform founded in 2014.United States$49M
  8. CyberaCYBERA is an AI-powered scam prevention and response company founded in 2020 and based in New York, NY.United States$39M

Buy now, pay later

22 startups · $7.9B raised

  1. TTamaraTamara Restaurant in the 1st arrondissement of Paris, offerrs creative plates to share, inspired by the culinary tradition of RomaSaudi Arabia$2.4B
  2. AffirmBuy now pay later without the fees.United States$1.7B
  3. PPlataMexico$1.3B
  4. AddiAddi is a fintech company based in Bogotá, Colombia, specializing in Buy Now, Pay Later (BNPL) and point-of-sale financing solutions.Colombia$664M
  5. SezzleSezzle provides a buy now, pay later solution platform.United States$331M
  6. BillieBillie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market.Germany$276M
  7. TymitTymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay LaterUnited Kingdom$241M
  8. TabbyTabby is a payments and shopping app that enables customers to make purchases and pay for them in installments.Saudi Arabia$235M

Payments for businesses

20 startups · $1.0B raised

  1. C2FOC2FO is a global platform focused on working capital and early payment solutions.United States$398M
  2. TransferMateTransferMate develops a B2B payment platform that automates the manual tasks involved in paying and getting paid.Ireland$130M
  3. CorteraCortera provides business-to-business payment and purchase behavior data and insights on public and private companies.United States$120M
  4. StampliStampli is an AI-powered accounts payable (AP) automation platform founded in 2014 by brothers Eyal and Ofer Feldman.United States$93M
  5. CandexCandex is a fintech master-vendor and B2B payments network that helps large enterprises, particularly Global 2000 companies, streaUnited States$47M
  6. PaymatePayMate is an Indian B2B payments fintech for Enterprise and SME across supply chains.Australia$34M
  7. ApronApron is a London-based financial technology company founded in 2021 by Bogdan Uzbekov.United Kingdom$29M
  8. PaymerangPaymerang provides a streamlined invoice and payment automation platform that brings Accounts Payable (AP) departments into the modern age.United States$26M

Open banking and account-to-account

9 startups · $550M raised

  1. TrueLayerTrueLayer is a leading open banking payments network based in London, founded in 2016.United Kingdom$376M
  2. DwollaDwolla is a fintech company powering innovations with sophisticated account-to-account payment solutions.United States$51M
  3. Token.ioToken.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions.United Kingdom$40M
  4. CrezcoCrezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology.United Kingdom$32M
  5. BankedBanked is a fintech company providing an account-to-account payments platform built on modern banking rails.United Kingdom$31M
  6. Z m RailsZūm Rails is a financial technology company based in Montreal, Canada, founded in 2019.Canada$7.8M
  7. Open PaymentsOpen Payments is a Swedish fintech startup founded in 2017, headquartered in Stockholm.Sweden$4.5M
  8. NeonomicsNeonomics is an open banking and financial technology company based in Oslo, Norway.Norway$4.0M

Payment orchestration

8 startups · $205M raised

  1. SpreedlySpreedly is a global open payments orchestration platform based in Durham, North Carolina.United States$80M
  2. JuspayJUSPAY, founded in 2012 and headquartered in Bengaluru, India, is a prominent fintech company specializing in payment orchestratioIndia$50M
  3. PPROPPRO is a London-based fintech company founded in 2006 by Philipp Bock.United Kingdom$50M
  4. DivibankDivibank is a Brazilian fintech established in 2020, specializing in revenue-sharing financing for digital marketing campaigns andBrazil$8.2M
  5. IMMIXIMMIX is a financial infrastructure company based in London, England, specializing in cross-border payments and liquidity orchestration.United Kingdom$6.2M
  6. MalgaMalga is a prominent fintech company based in São Paulo, Brazil, specializing in payment orchestration.Brazil$5.5M
  7. SwirepaySwirepay is a global payments orchestration and reconciliation platform founded in 2019.United States$3.4M
  8. TurnStayTurnStay is a fintech company founded in 2021 and based in Cape Town, South Africa.South Africa$2.0M

How this map is made. Every startup here has raised money in rounds we track. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in payments, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

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