Market map · United Kingdom

Payments market map: United Kingdom

21 payments startups based in the United Kingdom that have raised money in rounds we track, placed in 4 segments by what each says it does. Together they have raised $3.7B; the biggest segment is cross-border and FX.

21startups on the map
4segments
$3.7Braised between them
Cross-border and FXmost funded segment

Cross-border and FX

8

Merchant payments and POS

6

Open banking and account-to-account

4

Buy now, pay later

3

Segment by segment

Cross-border and FX

8 startups · $1.4B raised

  1. EburyEbury is a global fintech providing international business accounts, multi-currency payments, FX hedging, trade finance, and businUnited Kingdom$570M
  2. ZepzZepz is a global digital cross-border payments platform that enables international money transfers.United Kingdom$432M
  3. SokinSokin is a global FinTech company based in London, UK, founded in 2019 by Vroon Modgill.United Kingdom$146M
  4. PaysendPaysend is a financial technology company based in London, UK, founded in 2017.United Kingdom$134M
  5. AsporaAspora is a cross-border finance and remittance company that helps non-resident Indians (NRIs) and global Indians manage their monUnited Kingdom$103M
  6. Currency CloudCurrencycloud specializes in a fully cloud-based platform for B2B cross-border payments.United Kingdom$60M
  7. NUMARQENumarqe unifies AP, procurement and spend management with AI automation, multi‐FX, and flexible funding, built for global, projecUnited Kingdom$3.4M
  8. VirtuaBrokerCross-border payment infrastructure for businesses: local collection, local payout, and modern settlement across Europe, Latin AmeUnited Kingdom$267K

Merchant payments and POS

6 startups · $1.3B raised

  1. Checkout.comCheckout.com is a global provider of payment solutions that help businesses and communities thrive in the digital economy.United Kingdom$1.2B
  2. MypinpadMypinpad is a global leader in mobile card payments acceptance and identity authentication software solutions.United Kingdom$94M
  3. PaypercutPaypercut is a fintech company based in Sofia, Bulgaria, specializing in online payments infrastructure for merchants throughout EUnited Kingdom$8.1M
  4. CreditDigitalCreditDigital is a UK-based fintech and B2B finance platform that specializes in automated business loan decisioning and point-of-United Kingdom$2.6M
  5. DuesdayDuesday was a UK-based fintech company that focused on recurring payments, direct debits, and bill management.United Kingdom$564K
  6. MagnettoSelf-checkout systems for retail supermarkets.United Kingdom$301K

Open banking and account-to-account

4 startups · $480M raised

  1. TrueLayerTrueLayer is a leading open banking payments network based in London, founded in 2016.United Kingdom$376M
  2. Token.ioToken.io is a prominent provider of account-to-account (A2A) payment infrastructure in Europe and the UK, focusing on open banking solutions.United Kingdom$40M
  3. CrezcoCrezco is a London-based fintech company that specializes in embedded payments through an API, utilizing open banking technology.United Kingdom$32M
  4. BankedBanked is a fintech company providing an account-to-account payments platform built on modern banking rails.United Kingdom$31M

Buy now, pay later

3 startups · $428M raised

  1. TymitTymit is a UK-based financial technology company founded in 2017, specializing in flexible credit solutions and Buy Now, Pay LaterUnited Kingdom$241M
  2. ZilchZilch is is a direct-to-consumer ad-subsidised payments network that provides a flexible buy now, pay later service.United Kingdom$175M
  3. Fly Now Pay LaterFly Now Pay Later is a finance company that provides fintech, payments, financial services, and travel loans.United Kingdom$12M

How this map is made. Every startup here has raised money in rounds we track, and is based in United Kingdom. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in payments, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

More market maps

All maps
Market mapPayments market map168 startups · 7 segments · $17BInvestors mapWho invests in payments112 investors · 4 segmentsMarket map · United StatesPayments market map: United States49 startups · 5 segments · $4.6BNew waveNew payments startups, founded 2020 on46 startups · 7 segments · $3.8BMarket map · EuropePayments market map: Europe43 startups · 6 segments · $5.0BRaised in 2026Payments startups that raised in 202641 startups · 5 segments · $2.4B

Who backs payments?

Open any company for its rounds and investors, or search the investors behind these startups in the app, with filters, lists and exports.

Find their investorsTop lists