Market map · San Francisco

Fintech market map: San Francisco

93 fintech startups based in San Francisco that have raised money in rounds we track, placed in 8 segments by what each says it does. Together they have raised $11B.

93startups on the map
8segments
$11Braised between them
Lending and creditmost funded segment

Lending and credit

26

+2 more

Payments

23

Insurance

12

Wealth and investing

11

Business finance software

8

Banking and accounts

5

Compliance and fraud

4

Crypto and digital assets

4

Segment by segment

Lending and credit

26 startups · $5.4B raised

  1. SoFiSoFi is a finance company that offers a range of lending and wealth management services.United States$4.2B
  2. PointPoint Card is a financial tool that offers debit, overdraft facility, and credit card-like features.United States$427M
  3. PayJoyPayJoy provides credit to customers in emerging markets.United States$169M
  4. TribalTribal is a fintech company that facilitates financial management for emerging-market SMEs.United States$160M
  5. Nova CreditNova Credit is a fintech and credit infrastructure company founded in 2016, focused on creating a more inclusive global financial system.United States$96M
  6. SardineSardineAI Corp is an AI-native technology company based in San Francisco, specializing in fraud prevention, anti-money laundering United States$95M
  7. Neon For LifeNeon For Life, also known as Neon Financial, is a fintech startup founded in 2020 and based in Chicago, Illinois, with operations United States$60M
  8. CardlessCardless, based in San Francisco, California, is a financial technology firm founded in 2019 by Michael Spelfogel and Scott Kazmierowicz.United States$60M

Payments

23 startups · $3.0B raised

  1. AffirmBuy now pay later without the fees.United States$1.7B
  2. RippleRipple is a leading American technology company focused on enhancing global cross-border payments through blockchain technology.United States$596M
  3. FlutterwaveFlutterwave is a prominent fintech company founded in Nigeria and based in San Francisco.United States$250M
  4. WeTravelWeTravel is a technology platform tailored for multi-day group travel businesses.United States$92M
  5. Standard CognitionCheckout Technologies creates AI powered technologies to reshape and enhance the relationship between physical retailers and shoppers.United States$86M
  6. CasapCasap is a San Francisco-based FinTech company founded in 2023, specializing in AI-powered dispute automation and fraud prevention.United States$81M
  7. VeemVeem is a San Francisco-based B2B payment platform founded in 2014.United States$49M
  8. NaturalNatural is an agentic payments platform founded in 2025 by Kahlil Lalji, Eric Wang, and Walt Leung.United States$40M

Insurance

12 startups · $709M raised

  1. CorgiCorgi is an AI-native, full-stack insurance carrier based in San Francisco, specializing in customized commercial insurance producUnited States$170M
  2. ThatchThatch is a health benefits platform that combines financial technology and insurance services.United States$151M
  3. FederatoFederato is an AI-native underwriting platform designed for the property and casualty (P&C) insurance industry.United States$140M
  4. SocotraSocotra is a cloud-native insurance technology company founded in 2014 and based in San Francisco, California.United States$61M
  5. Vouch InsuranceVouch Insurance is a technology-driven insurance broker based in San Francisco, California, founded in 2018.United States$46M
  6. FeatheryFeathery is a software company based in San Francisco, founded in 2021 by Peter Dun and Zack Khan.United States$30M
  7. EmbrokerEmbroker is a San Francisco-based insurtech company founded in 2015 that simplifies commercial insurance for small to midsized busUnited States$28M
  8. ZestyAIZestyAI is an AI risk platform based in San Francisco, California, that focuses on property and climate risk for the insurance industry.United States$28M

Wealth and investing

11 startups · $226M raised

  1. SigFigSigFig is financial services firm that dedicates in making high-quality investment advice to investors of all wealth levels.United States$66M
  2. DealpathDealpath is a cloud-based real estate investment management platform that streamlines commercial real estate investment decisions United States$51M
  3. RealtySharesRealtyShares, a real estate investment platform, gives investors direct access to quality commercial real estate investment opportunities.United States$40M
  4. CoinListCoinList is a digital asset platform designed for early adopters interested in investing in and trading leading cryptocurrency projects.United States$19M
  5. JacobiJacobi is a platform that enables investment managers to customize and scale multi-asset portfolio design.United States$18M
  6. OPenInvestOpenInvest is a Public Benefit Corporation and asset manager that uses technology to mainstream customized ethical investing.United States$14M
  7. StratiFISelf-improving intelligence layer for wealth management, risk, compliance, operations, and advisor productivity in one platform.United States$7.0M
  8. ArcPrimeArcPrime is a financial technology company that provides digital asset custody, trading, and prime brokerage services.United States$4.0M

Business finance software

8 startups · $366M raised

  1. RilletRillet is an AI-native accounting and ERP platform founded in 2021, designed to automate core finance workflows for SaaS, usage-baUnited States$195M
  2. DigitsDigits is an AI-native accounting software company based in San Francisco, California.United States$76M
  3. TravelBankTravelBank is the modern all-in-one business travel and expense management platform.United States$35M
  4. FazeshiftFazeshift is an AI-native financial technology company based in San Francisco, California.United States$25M
  5. AccordanceAccordance is an international VAT consultancy and VAT compliance company.United States$13M
  6. SyntheticSynthetic entirely replaces small business bookkeepers.United States$11M
  7. MakersHubMakersHub is a Data-Enriching Accounts Payable solution for businesses that care about their bill data.United States$9.0M
  8. Standard TreasuryStandard Treasury helped banks harness the power of developers and developer ecosystems by building, hosting, maintaining, and supUnited States$2.7M

Banking and accounts

5 startups · $121M raised

  1. SyncteraSynctera is a Banking-as-a-Service (BaaS) and embedded finance platform founded in 2020, headquartered in Palo Alto, California, wUnited States$40M
  2. Good MoneyGood Money is a customer-owned digital banking platform founded in 2018 and headquartered in Los Angeles, California.United States$39M
  3. TesorioTesorio is a Connected Financial Operations platform that leverages AI and machine learning to streamline accounts receivable, casUnited States$27M
  4. JikoJiko is a financial technology company based in San Francisco that operates a nationally chartered bank and a FINRA-registered broker-dealer.United States$7.7M
  5. GrowfinGrowfin, officially registered as Sinecycle Technologies Inc., is an AI-powered accounts receivable automation software company foUnited States$7.5M

Compliance and fraud

4 startups · $697M raised

  1. GustoGusto, Inc.United States$518M
  2. CoinTrackerCoinTracker is a financial technology company that specializes in cryptocurrency portfolio tracking and tax compliance software.United States$102M
  3. AnrokAnrok is a San Francisco-based fintech company founded in 2020.United States$55M
  4. LLibraLibra is a specialized platform that provides expert insights, breaking news, and comprehensive guides on cryptocurrency taxation United States$23M

Crypto and digital assets

4 startups · $107M raised

  1. RipioDesarrollá las economías on-chain con Ripio: stablecoins en moneda local, rampas instantáneas e infraestructura white-label para eUnited States$52M
  2. ForUsAllForUsAll is a 401(k) platform that provides access to cryptocurrency.United States$39M
  3. PieversePieverse is a Web3 platform that turns people’s time into tradable digital value.United States$10M
  4. Rare BitsRare Bits is a web-based application that allows users to buy and sell crypto assets and collectables.United States$6.0M

How this map is made. Every startup here has raised money in rounds we track, and is based in San Francisco. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

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