Market map · Germany

Fintech market map: Germany

40 fintech startups based in Germany that have raised money in rounds we track, placed in 6 segments by what each says it does. Together they have raised $2.7B; the biggest segment is insurance.

40startups on the map
6segments
$2.7Braised between them
Lending and creditmost funded segment

Insurance

9

Wealth and investing

8

Lending and credit

7

Business finance software

6

Banking and accounts

6

Payments

4

Segment by segment

Insurance

9 startups · $550M raised

  1. WWefoxGermany$199M
  2. WGWefox GroupGermany$145M
  3. GGetSafeGermany$80M
  4. SimplesuranceSimplesurance creates a platform for simple access to insurance to combine traditional insurance industries with digital business.Germany$56M
  5. ThinksuranceThinksurance is a prominent insurtech company based in Frankfurt, Germany, founded in 2015.Germany$26M
  6. HepsterHepster is an InsurTech company that focuses on the insurance sector.Germany$21M
  7. CCoyaCoya offers scalable protection at the point of need with an AI risk guardian and simple, transparent, and personalized insurance cover.Germany$16M
  8. muffintechMuffintech is a Berlin-based InsurTech startup founded in 2021, focusing on generative and conversational AI solutions specificallGermany$3.7M

Wealth and investing

8 startups · $647M raised

  1. UpvestUpvest helps businesses build seamless investment experiences their customers love.Germany$320M
  2. Scalable CapitalZinsen, Trading-Flatrate, ab 1 € in Aktien, ETFs, Fonds, Crypto & Co.Germany$209M
  3. ExporoExporo AG is a leading real estate crowdfunding platform and fintech company based in Hamburg, Germany.Germany$58M
  4. MoonfareMoonfare is a digital platform that provides HNWI, family offices, banks and their advisors access to top-tier private markets investments.Germany$43M
  5. wealthpilotwealthpilot GmbH is a prominent FinTech company based in Munich, Germany, with an operational presence in Graz, Austria.Germany$9.7M
  6. PiecePIECE is a mobile application that offers asset-piece investment services.Germany$4.2M
  7. PenzillaPenzilla is a fintech company based in Munich, founded in 2021 by Catherine and Christoph Leser.Germany$3.6M
  8. bettervest GmbHbettervest GmbH is a German crowd-investing and crowdlending platform based in Frankfurt am Main, founded in 2012.Germany$229K

Lending and credit

7 startups · $716M raised

  1. RaisinRaisin is a prominent pan-European financial technology company based in Berlin, Germany, founded in 2012.Germany$239M
  2. KreditechKreditech was a German online lender founded in 2012 by Sebastian Diemer and Alexander Graubner-Müller, headquartered in Hamburg.Germany$155M
  3. SmavaSmava is an online loan comparison platform that offers cheaper loan options to consumers.Germany$128M
  4. PliantPliant helps companies in issuing adaptable physical and virtual credit cards tailored to their unique business requirements and processes.Germany$123M
  5. CrossLendCrossLend is a FinTech company based in Berlin, Germany, specializing in digital debt technology and solutions for loan asset transactions.Germany$39M
  6. FiniataFiniata is a financial technology and consulting firm based in Berlin, Germany, focused on improving the liquidity and financial hGermany$21M
  7. MYOSMyos is an asset-based finance company that specializes in providing working capital loans to online merchants and e-commerce sellGermany$11M

Business finance software

6 startups · $153M raised

  1. LimeTaxLimetax is a tax advisory and accounting group based in Berlin, Germany.Germany$77M
  2. MossCards, invoices, and employee reimbursements in one platform.Germany$35M
  3. KabilioKabilio is a Barcelona-based startup founded in 2024 that specializes in AI software for accounting and tax automation.Germany$20M
  4. TITreasury IntelligenceGermany$12M
  5. MMIKAGermany$6.9M
  6. PilePile is banking software automating all your treasury needs - partnered with Vivid Money.Germany$2.9M

Banking and accounts

6 startups · $247M raised

  1. Deposit SolutionsDeposit Solutions is provider of the open banking platform for deposits connecting banks and depositors.Germany$192M
  2. BanxwareBanxware provides the technology and the funds for business financing of any kind: fully embedded in platforms or as an affiliate Germany$23M
  3. Heron DataWe categorise and label bank transaction data.Germany$17M
  4. AcatusAcatus is a financial services company that offers a debt capital markets platform for banks and other organizations.Germany$6.6M
  5. TTomorrowGermany$5.4M
  6. GetmomoGetmomo, officially known as GetMomo Financial GmbH, is a German fintech company based in Berlin, specializing in digital banking Germany$3.7M

Payments

4 startups · $354M raised

  1. BillieBillie is a Berlin-based fintech company founded in 2016, specializing in Buy Now, Pay Later (BNPL) payment methods for the B2B market.Germany$276M
  2. NellyNelly provides a tool for medical practices that simplifies patient onboarding and payments.Germany$51M
  3. PayworksCybersource is an e-commerce payment management company that simplifies and automates payment operations.Germany$15M
  4. OneForOneFor is a pan-European fintech company based in Düsseldorf, Germany, founded in 2020.Germany$12M

How this map is made. Every startup here has raised money in rounds we track, and is based in Germany. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.

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