Market map · France
Fintech market map: France
31 fintech startups based in France that have raised money in rounds we track, placed in 5 segments by what each says it does. Together they have raised $2.2B; the biggest segment is insurance.
Funding by segment
- Insurance$1.2B11
- Wealth and investing$103M7
- Business finance software$344M5
- Payments$327M4
- Lending and credit$288M4
Where they are based
- France31$2.2B
FranceFounded
4 without a founding year on record.
Total raised
- Under $1M3
- $1M to $10M4
- $10M to $50M14
- $50M to $250M8
- $250M to $1B2
- $1B and over0
Each dot is a startup: the year it was founded across, the total it has raised up (each line is ten times the one below). Pick a segment to pick it out.
27 of 31 startups shown; the rest have no founding year or amount on record.
- 1 to 2
- 3 to 7
- 8 to 24
- 25 to 99
- 100 and more
- France31
Startups by country, 1 country in all.
Segment by segment
Insurance
11 startups · $1.2B raised
AlanAlan is a prominent digital health partner based in France, recognized as the first new licensed health insurance company in the cFrance$733M
Descartes UnderwritingDescartes Underwriting is a global InsurTech company based in Paris, founded in 2019.France$120M
Shift TechnologyShift Technology is a provider of AI-driven decision automation and optimization technology for the global insurance industry.France$90M
TinubuTinubu is a leading enterprise SaaS provider focused on the specialty insurance industry, including credit insurance, surety, bondFrance$62M- SStoØkFrance$51M
QantevQantev is an Insurtech startup based in Paris, France, specializing in AI solutions for the health and life insurance sectors.France$34M
DalmaDalma is a digital pet insurance provider based in France, now serving the German market since October 2023.France$22M
LovysLovys is a digital insurance provider and InsurTech company based in Paris, France, founded in 2017 by Elise Moutarlier.France$20M
Wealth and investing
7 startups · $103M raised
SESAMMSESAMm is a French-founded artificial intelligence and fintech company that specializes in AI-powered text analysis.France$42M
FinaryFinary is a fintech startup based in Paris, founded in 2020 by Julien Blancher and Mounir Laggoune.France$29M
GoodvestGoodvest is a Paris-based fintech company founded in 2020, dedicated to responsible, climate-aligned investing for individuals.France$14M
RamifyRamify is a digital wealth management platform and financial advisory firm founded in 2021.France$12M
ArragoArrago is a French fintech company founded in 2017, specializing in banking brokerage for seniors.France$3.1M
TwoWayTwoWay is a financial technology company based in Paris, founded in 2024.France$1.7M
AircapAircap is a French B2B fintech and SaaS company specializing in risk and cash-flow management for private assets and unlisted investments.France$581K
Business finance software
5 startups · $344M raised
PennylanePennylane is a fintech startup that develops a financial operating system designed for small and medium-sized businesses.France$286M
AgicapAgicap is a French SaaS cash management and treasury platform founded in 2016 and based in Lyon, France.France$48M
Fred de la comptaFred de la compta is a French company that helps businesses connect with the right expert accountants and enhance their accountingFrance$4.6M
nopilloNopillo is a French fintech startup founded in 2022, specializing in accounting and tax management software for real estate investFrance$4.4M
SharesubSharesub offers the easiest way for friends to split the cost of subscriptions and other monthly expenses.France$755K
Payments
4 startups · $327M raised
SpendeskSpendesk is a leading AI-powered spend management and procurement platform based in Paris, France.France$161M
LydiaLydia is a banking application to send and receive payments using the application.France$121M
SwanUse Swan&s APIs and ready-made white-label interfaces to embed banking features like accounts, cards, and payments into your workfFrance$44M
RubypayeurRubypayeur is a French online debt collection agency and fintech based in Paris, founded in 2019.France$435K
Lending and credit
4 startups · $288M raised
MorphoMorpho is an open-source DeFi lending protocol that connects lenders and borrowers globally.France$175M
FairMoneyFairMoney is the fair loan comparison website.France$54M- YCYounited CreditFrance$48M
UnilendUnilend is a crowdlending platform based in France that connects individual lenders with small and medium-sized enterprises (SMEs)France$11M
How this map is made. Every startup here has raised money in rounds we track, and is based in France. It joins the map when its sectors, read from its rounds, or the opening of its own description say it works in fintech, and goes to the first segment whose words it carries. Each segment shows its best-funded first. Rebuilt nightly; updated 15 November 2026.
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