Company Directory / Financial Services

Capital on Tap logo

PrivateFor profitFinancial ServicesLondon, England, United Kingdom

Capital on Tap

Capital on Tap is a fintech company that provides small businesses with credit cards and a spend management platform.

Founded
2012
14 years ago
Staff
251-500
757 on LinkedIn
Followers
18k
on LinkedIn
Funding
$2.2B
as listed, USD

Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to access funding for their business, manage their employees' expenses, and earn rewards on every pound their business spends. Launched in 2012, Capital on Tap has spent over 10 years focusing on the needs of small business owners. It has been recognised by Forbes and the Financial Times as one of Europe’s fastest-growing businesses. More than 200,000 small… Read all

Capital on Tap provides an all-in-one small business credit card and spend management platform. Capital on Tap makes it easy for small business owners to access funding for their business, manage their employees' expenses, and earn rewards on every pound their business spends. Launched in 2012, Capital on Tap has spent over 10 years focusing on the needs of small business owners. It has been recognised by Forbes and the Financial Times as one of Europe’s fastest-growing businesses. More than 200,000 small business customers have spent more than £20 billion on their Capital on Tap Business Credit Cards. Capital on Tap simplifies business funding and spending, saving business owners time and money. After a 2-minute application process, the majority of applicants receive instant credit decisions. UK business owners benefit from unlimited 1% cashback and credit limits extending up to £250,000, while our US customers enjoy 1.5% cashback and limits up to $50,000.

Set against six million companies

Size

1-1011-5051-100101-250251-500501-10001k-5k5k-10k10k+

251-500 people: larger than 92% of companies with a size listed. 757 people list it on LinkedIn.

Age

201219002026

14 years old.

Reach

Website ranked #133,869 in the world for traffic, about 367k visits a month. 17,794 followers on LinkedIn.

What it does

Credit CardsFinanceFinancial ServicesFinTechBusiness FundingSME FundingSME FinanceSmall Business FundingFinTechBusiness Rewards Card

What it is known for

business fundingsme fundingsme financesmall business fundingfintechbusiness rewards cardfinancial servicesfinance technologyfinanceintegrated accountingcredit limitsvirtual credit cardsfinancial transactions processingreserveand clearinghouse activitiesinterest-free period

What its website runs on

Google Search ConsoleGoogle WorkspaceCloudFlare CDNTrustpilotCloudflare DNSMailchimp MandrillMailChimpGmailMimecastGoogle MeetTwilioHubspotAnthropic ClaudeCursorCloudFlareMongoDB AtlasHSTSGoogle Font API

Funding, as listed

$2.2B raised in total

  • Rounds8
  • LatestDebt financing, Apr 2024
  • Latest amountUSD 872,603,863
  • Investors10, 1 leading

What the source datasets report. We have not watched these rounds ourselves.

Annual revenue$141M
FoundersDavid Luck, George Karibian, Jan Farrarons
Apps2 · 4k downloads
NAICS52232, 522210

Every detail we hold

Everything the source datasets list about Capital on Tap, field by field. Contact details are held but never shown.

The company

Name
Capital on Tap
Type
For profit
Status
Private
Founded
2012
Founders
David Luck, George Karibian, Jan Farrarons
Industry
Financial Services
Categories
Credit Cards, Finance, Financial Services, FinTech
Specialities
Business Funding, SME Funding, SME Finance, Small Business Funding, FinTech, Business Rewards Card

Where

City
London
Region
England
Country
United Kingdom
Markets
Europe, Middle East, and Africa (EMEA)

Size and reach

Staff band
251-500
People on LinkedIn
757
LinkedIn followers
17,794
Web traffic rank
#133,869
Monthly web visits
367,139
Apps
2
App downloads
3,807
Annual revenue
$141M

Funding, as listed

Total
$2,199,306,338 USD
Rounds
8
Latest round
Debt financing
Latest round date
Apr 2024
Latest amount
872,603,863 USD
Investors
10
Lead investors
1
Listing status
private

Classification

NAICS
52232, 522210
SIC
6199
Keywords
16 listed, shown above
Technologies
18 detected, shown above

About this record

Sources
Crunchbase, LinkedIn, Apollo
Last imported
Sept 2026

Growth, as the source summarises it

Capital on Tap secured £350 million in a second securitisation to boost SME financing. The company also partnered with Plaid to enhance UK SME funding efficiency.

Summaries written by the source dataset, not by us, and not checked.

Companies like it

Financial Services in United Kingdom.

See all in the directory →

From the company datasets we hold (Crunchbase, LinkedIn and Apollo listings), as listed there; 372,993 companies in United Kingdom and 5,926,251 in all. We hold no contact details for public display. Correct this, or ask for it to be removed.