Utkarsh CoreInvest Ltd.

Utkarsh CoreInvest Limited (UCL) is a non-banking financial company based in Varanasi, Uttar Pradesh, India.

Established in 2009, UCL initially operated as Utkarsh Micro Finance Limited, focusing on providing financial services to unbanked populations in rural areas. The company transitioned to a Core Investment Company in 2018 and is the holding company for Utkarsh Small Finance Bank Limited (USFBL), which began operations in 2017. UCL emphasizes financial inclusion and offers a range of products. These include insurance products for both retail and corporate clients, covering areas such as motor, health, travel, and property. Through its subsidiary, USFBL, UCL provides microfinance loans, deposit accounts, and various types of loans, including those for MSMEs and housing. With a network of 888 branches across India, UCL aims to serve low-income and underserved populations, contributing to financial accessibility in the region.