Teal

Teal is a London-based financial technology company that specializes in income verification infrastructure through a unified API.

The company provides a modern solution for lenders, letting agents, and risk teams to verify income and employment data in real time by connecting directly to payroll and HR systems. This approach enhances efficiency by reducing manual document handling, lowering fraud risk, and speeding up underwriting and affordability decisions. Teal's core offering is its single API for income and employment verification, which supports instant verification, faster checks, and compliance with regulatory requirements. The platform can handle verification requests through direct payroll connections, user-authorized logins, and document scanning, improving match rates across various workflows. Teal targets financial services organizations, including banks, mortgage providers, and insurers, that require reliable income and employment data for informed decision-making.