Payrails

Payrails is a Berlin-based fintech company that provides a modular payment and financial infrastructure platform designed for global, high-growth enterprises.

Founded in 2021 by former Delivery Hero payments engineers, the company focuses on unifying fragmented payment workflows. Payrails has raised over $52.8 million in funding and serves clients across 30 markets, primarily in Europe and the MENA region. The platform offers a comprehensive, cloud-native payment operating system with a single API. Key features include payment orchestration, integrations with various payment service providers, automated reconciliation, and support for both digital and in-person payments. Payrails aims to help enterprises streamline their payment operations, reduce failures, and automate financial workflows without the need for costly in-house infrastructure. Its target customers are large enterprises with significant payment volumes, including well-known brands like Puma, Vinted, and Just Eat.