Monsoon CreditTech

Monsoon CreditTech, founded in 2016 and based in Gurugram, India, is a fintech startup focused on AI and machine learning analytics for the banking, financial services, and insurance (BFSI) sector.

The company, co-founded by Ashwini Anand and Gayrajan Rai Kohli, has developed a range of predictive analytics solutions that enhance credit underwriting and risk management for lenders. The company's primary offerings include AI-powered credit underwriting, risk assessment, predictive scorecards, and a no-code machine learning platform called Thoth. These services help financial institutions optimize lending decisions, manage loan delinquencies, and improve customer retention. Monsoon CreditTech has raised approximately $2.02 million in funding and serves a diverse clientele, including banks, non-banking financial companies (NBFCs), and fintech firms. With a commitment to democratizing machine learning, the company aims to drive efficiency and innovation in the financial services industry.