Modern Treasury

Modern Treasury is a financial software company based in San Francisco, founded in 2018.

It provides an operating system for money movement, automating the entire payment operations cycle from initiation to reconciliation. The company focuses on enhancing efficiency and customer experiences by replacing manual processes with a single, integrated software solution. The platform offers a suite of APIs and developer tools that facilitate seamless bank integrations, automatic reconciliation, and continuous accounting. Key products include a payments API for various transaction types, virtual accounts for managing bank accounts, and ledgering capabilities for internal tracking. Modern Treasury serves a diverse range of clients, including fintechs, neobanks, and B2B/B2C marketplaces, and has processed over $400 billion in payments for organizations, including Fortune 500 companies.