minka_

minka_ is a fintech company based in Bogotá, Colombia, focused on modernizing payment networks.

Founded in 2018, it provides bank-grade open infrastructure through a Layer 2 payments protocol that enables real-time money transfers for clearinghouses, banks, and fintechs. The company aims to accelerate economic growth and improve banking access by simplifying payment networking. The core offerings include a modular financial services cloud with components like Minka Wallet for digital wallet services, Minka Ledger for secure transaction recording, and Minka Bridge for interoperability between financial systems. minka_ supports various services such as instant payment processing, user identification through an alias directory, and participant management tools. The platform operates as a Software-as-a-Service (SaaS) solution, facilitating open banking and API integration. With backing from notable investors like Google and Mastercard, minka_ is already operational with 20 financial institutions and is expanding its infrastructure across Latin America, aiming to become a global leader in payment orchestration.