MilikiRumah

MilikiRumah is a proptech company based in Singapore and Indonesia, dedicated to helping underbanked Indonesians achieve homeownership.

The company operates as PT Miliki Rumah Indonesia and is associated with Rightkey Capital Pte Ltd. Its primary offering is a flexible Rent-to-Own homeownership scheme, enhanced by AI technology to improve financial qualification and mortgage readiness. The company provides an AI-powered SaaS credit intelligence and eligibility assessment tool designed for a B2B2C model. This tool assists real estate developers and ecosystem partners in identifying homebuyers more efficiently. MilikiRumah focuses on three main functions: facilitating homeownership access, building credit profiles, and assessing mortgage readiness. Its platform employs data-driven screening to convert underbanked prospects into bankable homebuyers, supporting both consumers and business partners in the property sector. MilikiRumah's mission centers on promoting financial inclusion and increasing homeownership opportunities, particularly for first-time buyers and those ineligible for traditional mortgages.